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The Watercooler
Stressing a bit
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<blockquote data-quote="Hound dog" data-source="post: 462186" data-attributes="member: 84"><p>House was 80,000, I put down 20,000. Is that 20 percent? (not a good brain morning) </p><p></p><p>So is this PMI a separate form or something that we're looking for? We kept all house papers together from the sale. husband knew I'd skin him alive if he messed with them, the house is the only material thing that ever really meant anything to me, for obvious reasons. We don't see any separate form for a PMI, so unless the bank has it in their records, it doesn't exist. Which does not make sense when I made such a big deal about it. </p><p></p><p>When it's down to the 78 percent and they stop paying on it........does that mean it stops being in effect after that, or you paid enough they don't charge more? We're down to about 58,000......not as good as I thought we were, considering the down payment I made. But I forgot it's a 30 yr mortgage too, so less principal is being paid each month. </p><p></p><p>easy child is coming over shortly to call them. I'm going to make sure she asks if it would be easier if we just met with them in person and they can see my papers while looking through their papers. They're only 2 blocks away from me. This stuff can confuse me under the best circumstances quite easily. Right now it's just so much gobbledy gook. But I'll have her read what you're dad said before she calls them, tell him thanks for me.</p></blockquote><p></p>
[QUOTE="Hound dog, post: 462186, member: 84"] House was 80,000, I put down 20,000. Is that 20 percent? (not a good brain morning) So is this PMI a separate form or something that we're looking for? We kept all house papers together from the sale. husband knew I'd skin him alive if he messed with them, the house is the only material thing that ever really meant anything to me, for obvious reasons. We don't see any separate form for a PMI, so unless the bank has it in their records, it doesn't exist. Which does not make sense when I made such a big deal about it. When it's down to the 78 percent and they stop paying on it........does that mean it stops being in effect after that, or you paid enough they don't charge more? We're down to about 58,000......not as good as I thought we were, considering the down payment I made. But I forgot it's a 30 yr mortgage too, so less principal is being paid each month. easy child is coming over shortly to call them. I'm going to make sure she asks if it would be easier if we just met with them in person and they can see my papers while looking through their papers. They're only 2 blocks away from me. This stuff can confuse me under the best circumstances quite easily. Right now it's just so much gobbledy gook. But I'll have her read what you're dad said before she calls them, tell him thanks for me. [/QUOTE]
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