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Stressing a bit
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<blockquote data-quote="DDD" data-source="post: 462270" data-attributes="member: 35"><p>I've been thinking about this policy. Although I was a Realtor I have no knowledge of that protection so this is just off the top of my head....it might help or it might not. Trying to brainstorm with you.</p><p></p><p>Why not work backwards? Find out how much that type of policy would cost based on the mortgage amount on your home and the year of purchase. Then search for the proof of payment. Personally I would assume that it would be similar to a life insurance policy where X $'s have to be paid up front and then annual payments would be due. Through your bank you would be able to identify who received payment at that time. Frankly (and again I don't know) I would not imagine that it would be a one time payment at time of closing. But any payment would be researchable.</p><p></p><p>The reason I suggested you try to find out how much it cost at the time of purchase is because you would be able to "see" if a big payment was made. Once you find out how much it should have been/would have been/or was you might know for sure that no sizable payment was made. Does that make sense or help at all?? Just trying to be of help from afar. Hugs. DDD</p></blockquote><p></p>
[QUOTE="DDD, post: 462270, member: 35"] I've been thinking about this policy. Although I was a Realtor I have no knowledge of that protection so this is just off the top of my head....it might help or it might not. Trying to brainstorm with you. Why not work backwards? Find out how much that type of policy would cost based on the mortgage amount on your home and the year of purchase. Then search for the proof of payment. Personally I would assume that it would be similar to a life insurance policy where X $'s have to be paid up front and then annual payments would be due. Through your bank you would be able to identify who received payment at that time. Frankly (and again I don't know) I would not imagine that it would be a one time payment at time of closing. But any payment would be researchable. The reason I suggested you try to find out how much it cost at the time of purchase is because you would be able to "see" if a big payment was made. Once you find out how much it should have been/would have been/or was you might know for sure that no sizable payment was made. Does that make sense or help at all?? Just trying to be of help from afar. Hugs. DDD [/QUOTE]
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