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This is why healthcare costs are so ridiculous
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<blockquote data-quote="Mamaof5" data-source="post: 367039"><p>It always breaks my heart to see my American friends go through this kind of **** with ins co's. I can't fathom the heartache, frustrations and pain that this causes. My sister in law has disabled twins, one uses a mickey for feeding (stomach tube, same as your little one). She gets her supplies every year and they pay (OHIP - ontario health insurance plan and the ODSP - severe disabilities pension) for everything without co-pays, without any real problems at all. Does the USA have a severe disability pension plan in place for its citizens? It's amazing how much the Canadian gov gives out for disabled people - ODSP, ACSD (children with severe disabilities funding) CDB (childrens disability benefit on our child tax benefits).</p><p></p><p>Mind you, we can pay extra for personal private insurance on top of our provincial health plans (and we do pay for the OHIP in Ontario off of our paychecks now - 5 yrs running - called the OHIP tax) but most don't need it. If it weren't for OHIP my 2 c-sections would have bankrupted me 7 ways to Sunday big time.</p><p></p><p>I feel so horrible and angry for Americans who end up with big big bills for medical needs. It's just not right. Now that the US gov is pushing through this INS thing with legislation (which is NOT uni health care quite frankly, its INS forced on people) I wonder just much more in dire straights Americans will be. I hear Mexico has an even better Universal Health Care system than Canada or the UK does??? Interesting concept that is.</p><p></p><p>Uni health care isn't a good model but its better than most. I hope the ins co smartens up (wishful thinking or hoping I bet) soon. Really, you try to save them money and they complain about contracts? Maybe you should go work for them as a consult and teach them about saving money concepts???</p></blockquote><p></p>
[QUOTE="Mamaof5, post: 367039"] It always breaks my heart to see my American friends go through this kind of **** with ins co's. I can't fathom the heartache, frustrations and pain that this causes. My sister in law has disabled twins, one uses a mickey for feeding (stomach tube, same as your little one). She gets her supplies every year and they pay (OHIP - ontario health insurance plan and the ODSP - severe disabilities pension) for everything without co-pays, without any real problems at all. Does the USA have a severe disability pension plan in place for its citizens? It's amazing how much the Canadian gov gives out for disabled people - ODSP, ACSD (children with severe disabilities funding) CDB (childrens disability benefit on our child tax benefits). Mind you, we can pay extra for personal private insurance on top of our provincial health plans (and we do pay for the OHIP in Ontario off of our paychecks now - 5 yrs running - called the OHIP tax) but most don't need it. If it weren't for OHIP my 2 c-sections would have bankrupted me 7 ways to Sunday big time. I feel so horrible and angry for Americans who end up with big big bills for medical needs. It's just not right. Now that the US gov is pushing through this INS thing with legislation (which is NOT uni health care quite frankly, its INS forced on people) I wonder just much more in dire straights Americans will be. I hear Mexico has an even better Universal Health Care system than Canada or the UK does??? Interesting concept that is. Uni health care isn't a good model but its better than most. I hope the ins co smartens up (wishful thinking or hoping I bet) soon. Really, you try to save them money and they complain about contracts? Maybe you should go work for them as a consult and teach them about saving money concepts??? [/QUOTE]
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This is why healthcare costs are so ridiculous
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