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Parent Support Forums
Substance Abuse
update on son: found hospital/Residential Treatment Center (RTC) but there's a hitch...
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<blockquote data-quote="recovering doormat" data-source="post: 231722" data-attributes="member: 5941"><p>Bonx4chaps:</p><p> </p><p>My son has been in the Residential Treatment Facility (RTF) for one full week, and the insurance company only gives certification for three consecutive days at a time. Today he is covered (ins. pays 70%, we are liable for 30%, education expenses are borne by our home district), by MOnday they will have to call again to beg for some more days. At some point the insurance company will just flat-out refuse, and that could be any minute now. </p><p> </p><p>The insurance coordinator at the facility called my ex and I today and suggested two things: they have an application for a "charity" something or other where they would work out an extended payment plan, and shave down some costs (other facilities have done one better and charged us the rate they received from the insurance carrier, perhaps 35% less); and they suggested we contact our state DCF and see if they can help us out financially. Probably not, since we went out of state from CT to PA, and most states are cracking down on sending dollars out of the state. But it can't hurt to ask. Otherwise, it comes down to ex husband doing the right thing and raiding his IRA, and I have no control over that.</p></blockquote><p></p>
[QUOTE="recovering doormat, post: 231722, member: 5941"] Bonx4chaps: My son has been in the Residential Treatment Facility (RTF) for one full week, and the insurance company only gives certification for three consecutive days at a time. Today he is covered (ins. pays 70%, we are liable for 30%, education expenses are borne by our home district), by MOnday they will have to call again to beg for some more days. At some point the insurance company will just flat-out refuse, and that could be any minute now. The insurance coordinator at the facility called my ex and I today and suggested two things: they have an application for a "charity" something or other where they would work out an extended payment plan, and shave down some costs (other facilities have done one better and charged us the rate they received from the insurance carrier, perhaps 35% less); and they suggested we contact our state DCF and see if they can help us out financially. Probably not, since we went out of state from CT to PA, and most states are cracking down on sending dollars out of the state. But it can't hurt to ask. Otherwise, it comes down to ex husband doing the right thing and raiding his IRA, and I have no control over that. [/QUOTE]
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update on son: found hospital/Residential Treatment Center (RTC) but there's a hitch...
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