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General Discussions
The Watercooler
Using "secured" credit cards to establish credit??
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<blockquote data-quote="DDD" data-source="post: 553655" data-attributes="member: 35"><p>difficult child#1 is a "credit ghost" according to the mtg people. They suggest that we get two secured credit cards and within six months he will have a credit score. How weird is that? You give the bank a hundred dollars and then make charges of thirty or fifty which you repay and you end up with a credit score? Once he has a credit score he allegedly will be able to buy a house with no money down financed for 33 years.</p><p></p><p>I have my fingers crossed that we can get this project done so he will owe NO money in less than ten. Debt is such an ugly thing. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite1" alt=":)" title="Smile :)" loading="lazy" data-shortname=":)" /> Evidedntly lack of debt is ugly too. LOL DDD</p></blockquote><p></p>
[QUOTE="DDD, post: 553655, member: 35"] difficult child#1 is a "credit ghost" according to the mtg people. They suggest that we get two secured credit cards and within six months he will have a credit score. How weird is that? You give the bank a hundred dollars and then make charges of thirty or fifty which you repay and you end up with a credit score? Once he has a credit score he allegedly will be able to buy a house with no money down financed for 33 years. I have my fingers crossed that we can get this project done so he will owe NO money in less than ten. Debt is such an ugly thing. :) Evidedntly lack of debt is ugly too. LOL DDD [/QUOTE]
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Using "secured" credit cards to establish credit??
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