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The Watercooler
Using "secured" credit cards to establish credit??
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<blockquote data-quote="DammitJanet" data-source="post: 553734" data-attributes="member: 1514"><p>I thought buying my car was going to get my credit rating up there. I pay my cell phone bill every month like clock work. I have never had my power shut off in all the years I have had power which is over 15 years. I dont have any credit cards. I dont have any revolving credit. When I bought my car I never missed any payments and they were never late because they were autodrafted and they reported to all three credit agencies that I was in wonderful standing. </p><p></p><p>My credit is trash. I tried to get one of those Bill Me Later things online to attempt to work on building it up a bit and they turned me down for an item that cost $19.50. Just how bad can I be that I would be a risk for less that twenty bucks? </p><p></p><p>I actually am pretty sure what the issue is though. Really ticks me off because I will never take care of the matter until I die and then they can go after my estate. I have a judgement against me for $1500 by the vet who decided to sue me because the county never took the idiot who killed my dogs to court even though they swore they were going to do it and that is why I allowed them to do such expensive treatment to the dogs. I would have never allowed them to perform a necropsy on a dog just to remove a bullet if it wasnt going to be used in court. They also wanted to keep the other dog alive as long as possible so she would be alive for the trial. Trial never took place because my neighbor is related to one of our local judges. Brother in fact. The courthouse has in fact destroyed the file involving that case. Odd huh?</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 553734, member: 1514"] I thought buying my car was going to get my credit rating up there. I pay my cell phone bill every month like clock work. I have never had my power shut off in all the years I have had power which is over 15 years. I dont have any credit cards. I dont have any revolving credit. When I bought my car I never missed any payments and they were never late because they were autodrafted and they reported to all three credit agencies that I was in wonderful standing. My credit is trash. I tried to get one of those Bill Me Later things online to attempt to work on building it up a bit and they turned me down for an item that cost $19.50. Just how bad can I be that I would be a risk for less that twenty bucks? I actually am pretty sure what the issue is though. Really ticks me off because I will never take care of the matter until I die and then they can go after my estate. I have a judgement against me for $1500 by the vet who decided to sue me because the county never took the idiot who killed my dogs to court even though they swore they were going to do it and that is why I allowed them to do such expensive treatment to the dogs. I would have never allowed them to perform a necropsy on a dog just to remove a bullet if it wasnt going to be used in court. They also wanted to keep the other dog alive as long as possible so she would be alive for the trial. Trial never took place because my neighbor is related to one of our local judges. Brother in fact. The courthouse has in fact destroyed the file involving that case. Odd huh? [/QUOTE]
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Using "secured" credit cards to establish credit??
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