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General Discussions
The Watercooler
Using "secured" credit cards to establish credit??
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<blockquote data-quote="DDD" data-source="post: 553841" data-attributes="member: 35"><p>Update. I decided to see about adding him to credit cards in my name only. I have six of them. They will all allow me to add him but the "history" would start today. EXCEPT one, lol. One of the two home supply companies added him and the report will include ten years of history or whatever. The credit manager laughed and said "yes we just add him and hope it will help get a good history for him". I was grinning ear to ear. Then...the other five said "of course we can add him but he will only be included on purchases as of this date". </p><p></p><p>I guess it's a shame that I'm not a shopper. Chances are I won't be buying anything until December so it wouldn't help.</p><p>Today I opened his bank account. It's in his name with me as the Representative Payee. I got a debit card at the same time. Maybe that will help build a credit history. What a life! DDD</p></blockquote><p></p>
[QUOTE="DDD, post: 553841, member: 35"] Update. I decided to see about adding him to credit cards in my name only. I have six of them. They will all allow me to add him but the "history" would start today. EXCEPT one, lol. One of the two home supply companies added him and the report will include ten years of history or whatever. The credit manager laughed and said "yes we just add him and hope it will help get a good history for him". I was grinning ear to ear. Then...the other five said "of course we can add him but he will only be included on purchases as of this date". I guess it's a shame that I'm not a shopper. Chances are I won't be buying anything until December so it wouldn't help. Today I opened his bank account. It's in his name with me as the Representative Payee. I got a debit card at the same time. Maybe that will help build a credit history. What a life! DDD [/QUOTE]
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Using "secured" credit cards to establish credit??
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