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The Watercooler
What do we know about Life Insurance?
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<blockquote data-quote="Ironbutterfly" data-source="post: 690536" data-attributes="member: 19951"><p>I have a group life insurance policy via work, payout if I die while working is 4 x my salary. But once I retire it gets drastically reduced. Hubby also had group insurance when he was working. He is retired now. Anyways, Husband and I took out what is referred to as "burial insurance". Its a whole life policy, yes more expensive, but with our age, late 50's, and me having diabetes, it's what we can afford. We took out enough for cremation and funeral services on each of us and little bit left to cover any bills. We didn't want our kids to have to pay for anything. We have lot of money socked away in 401k's, so we should be ok.</p></blockquote><p></p>
[QUOTE="Ironbutterfly, post: 690536, member: 19951"] I have a group life insurance policy via work, payout if I die while working is 4 x my salary. But once I retire it gets drastically reduced. Hubby also had group insurance when he was working. He is retired now. Anyways, Husband and I took out what is referred to as "burial insurance". Its a whole life policy, yes more expensive, but with our age, late 50's, and me having diabetes, it's what we can afford. We took out enough for cremation and funeral services on each of us and little bit left to cover any bills. We didn't want our kids to have to pay for anything. We have lot of money socked away in 401k's, so we should be ok. [/QUOTE]
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What do we know about Life Insurance?
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