Okay, thanks for making me feel like poor white trash! MWM, is there anyway you could swing a singlewide on a private lot? If it were me, that is what I would go for to be honest. I dont need all the square footage in this doublewide at this point and if you are downsizing, neither do you. Many parks only allow doublewides with shingle roofs and they have to be newer than a certain age. I dont like that provision. You could probably get an older singlewide for a song and pay off the land quite reasonably. You dont need a big lot. If you have a nice shade tree, you wont feel like a tin can in the sun. You can add insulation to the walls easily and you can probably find a singlewide with shingles at this point in time if that is what you want. Other wise, you can do the painting on the roof at least every other year with this stuff that will help with the sun just fine.
If you dont like something in the house, its not that expensive to change, unlike that of a stick built house. I hear of people having to pay 20K to rebuild a kitchen and I have to lmao. No way. I completely rebuilt a kitchen in my old singlewide for 3K before we lost it. And that was the kitchen and living room because it was an open floor plan. You will want a newish heat pump because that cut my electric bills in half. And yes most of them are total electric. The drywall is much thinner that stick built houses but if hubby is handy and wants to change that you can. Just put a layer of thicker drywall over all the walls you want to be thicker. Not a big deal.
In 2001 I bought a 4.5 bedroom doublewide with 2 full bathrooms, a huge master bedroom, living room, family room with fire place, kitchen with island and walk in pantry, laundry room with mudroom sink for 40K. Today the tax value is still 33,500.