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Thread: OOPS- judgment call/advice needed on MINOR gfg dilemma

  1. #11
    Wise Warrior Signorina's Avatar
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    Fortunately it's the university credit union and his own acct - and not a bank we use. I did complain to the credit union that they violated the credit act of 2010 by issuing a Visa card to a college student under the age of 21 who does not have income. I provided a copy of my canceled check with the words "to close acct" on it and let them know that I would not pay it off again and that I thought they were nuts to reopen it. I got a pissy email back about privacy,that the CU follows the law, that I was not obligated to pay gfg's debts blah blah blah. (I also filed a complaint with the FTC.) I expected as much- but hope someone there took a look at gfg's accounts and at least limited the amount of credit extended to him. I still can't believe an unemployed kid who earned $5000 max over the summer was extended $1800 in credit!

    Not my problem ...
    Me-44:happily married for 21+ yrs, learning to detach
    DH-48:great dad-love of my life
    GFG-son 20 pothead+ & college dropout. Estranged. Thinks we are the problem. Lies, manipulates, calculates. Moved back to college town rather than get help. Miss him so but no longer the sweet boy we raised. Broke my heart.
    PC17 son: great kid, hard worker, old soul. HS senior with a bright future.
    PC15 son: a delight-1 foot in boyhood & another in adulthood, gawky HS Freshman

  2. #12
    Moderator DDD's Avatar
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    Re: OOPS- judgment call/advice needed on MINOR gfg dilemma

    Wtg! Ddd
    DH & I have raised our 25 yr.old grandson. At 14 he turned to pot & booze to cope with problems. He's a GFG#1. In 2005 he fell off a balcony, had brain surgery and has TBI effects. His recovery is very stressful. Time will tell if he ends up GFG or PC. Our GFG#2 is 21 and now lives with his GFGmom. He's ADHD, AS, BP plus. DH and I have 6 children and 11 grands. Yikes!

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