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Substance Abuse
20 yos had a wreck. Having a tough time.
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<blockquote data-quote="Childofmine" data-source="post: 624129" data-attributes="member: 17542"><p>Christian, I am sorry you are here. </p><p></p><p>My SO is an insurance man and I asked him about this. I don't know where you are (country or state) but you can put the vehicle in his name and then get his own separate policy. Then you will not be liable. </p><p></p><p>Please check into this so you can disconnect from this financial risk. We put my son's car in his name long ago. The title is in his name only even though we helped pay for it. Actually he was supposed to pay us back but that never happened. Shocking, right? </p><p></p><p>Anyway, his insurance or lack thereof is now his problem. He has had multiple traffic violations and the last time he got car insurance he got it for a month from one of those discount brokers. It actually was a lot cheaper than I every would have imagined. He paid it for one month and not again. That's HIS deal. Not mine. </p><p></p><p>Just a thought. If you are just starting to deal with the issues you describe with your son, please read this forum. Maybe your son will not go down any of these roads, and I truly hope he does not. But if what you describe continues, you will need to start thinking more about yourself and less about him. He is 20 years old. In the eyes of the world, legally, he is an adult, no matter how childlike he is acting. That means his decisions and his choices have adult consequences. The sooner you start treating him as an adult, the sooner you will find more peace every day. And we all hope, the sooner he will make different choices.</p><p></p><p>Today, I have done that, and my son is still doing the same thing he has done for the past four years. He is 24.5 years old. He is making his own choices and living his own consequences. I am working on myself and my ability to completely let go of him. </p><p>And that is the hardest thing in the world to do. I still love him so much and that will never change. However, our relationship is much different than it used to be. Today he is back in jail for shoplifting. It seems never to end. </p><p></p><p>Please keep coming back and sharing with us. We are here to help and listen. And your decisions are always yours alone. </p><p></p><p>Blessings and hope and prayers directed to you today.</p></blockquote><p></p>
[QUOTE="Childofmine, post: 624129, member: 17542"] Christian, I am sorry you are here. My SO is an insurance man and I asked him about this. I don't know where you are (country or state) but you can put the vehicle in his name and then get his own separate policy. Then you will not be liable. Please check into this so you can disconnect from this financial risk. We put my son's car in his name long ago. The title is in his name only even though we helped pay for it. Actually he was supposed to pay us back but that never happened. Shocking, right? Anyway, his insurance or lack thereof is now his problem. He has had multiple traffic violations and the last time he got car insurance he got it for a month from one of those discount brokers. It actually was a lot cheaper than I every would have imagined. He paid it for one month and not again. That's HIS deal. Not mine. Just a thought. If you are just starting to deal with the issues you describe with your son, please read this forum. Maybe your son will not go down any of these roads, and I truly hope he does not. But if what you describe continues, you will need to start thinking more about yourself and less about him. He is 20 years old. In the eyes of the world, legally, he is an adult, no matter how childlike he is acting. That means his decisions and his choices have adult consequences. The sooner you start treating him as an adult, the sooner you will find more peace every day. And we all hope, the sooner he will make different choices. Today, I have done that, and my son is still doing the same thing he has done for the past four years. He is 24.5 years old. He is making his own choices and living his own consequences. I am working on myself and my ability to completely let go of him. And that is the hardest thing in the world to do. I still love him so much and that will never change. However, our relationship is much different than it used to be. Today he is back in jail for shoplifting. It seems never to end. Please keep coming back and sharing with us. We are here to help and listen. And your decisions are always yours alone. Blessings and hope and prayers directed to you today. [/QUOTE]
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20 yos had a wreck. Having a tough time.
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