husband needed a crown replaced this month. We have dental coverage through his new-ish employer, but apparently, certain things (like crowns) have a waiting period before you are eligible for coverage. We did not KNOW this, and apparently, the dentist office didn't know this either. Just found out today that we will have to pay the whole tab of $1,250 for this crown, which, if he'd waited until this summer, we'd only have to pay for 40% of that amount. I'm a little irritated tonight.