You would think that TOGETHER they might be able to make better decisions. Listen to this: Nissan Rogue, 2008, 60,000+ miles, $14,000. Traded in her dead in the grass Jeep, got $2000 for that BUT... She still owed $3500... Had to come up with $1500 so she borrowed $1000 from her dads sister in law that she doesn't even like. So now she owes that. The dealer could only approve her for, coincidentally the exact cost of the car, $14,000, at a rate of, are you ready? 14.9%!!!!!! Her total finance charge for the duration, 6 years on an already 3 year old car, is over $8000! The total cost financed is around ....... drumroll, please.... $24,000+. How did I find this out? Because there is something wrong with the car so I took it to my mechanic friend who said the motor mounts have hairline cracks and the transmission will most definitely fail within the next two years because it's a crappy transmission to begin with and whoever owned it before her likely didn't have the normal maintenance performed. I asked to see her purchase agreement to see if there was any way to give it back to the dealer, but there isn't. There is, however, in our state, a lemon law for used cars. The dealer has to try and fix the problem and if they can't, we take several steps to either have another garage fix it or give it back and get a different car or get a refund. We found out that the normal transmission warranty on the Rogues was changed from 60,000 miles to 120,000 miles because they know the transmission system is garbage. They tried to fix this problem twice already. I'm going in with difficult child on Monday to see if I can't out some pressure on them to do a better job of rectifying this matter without legal action. Clearly, difficult child was hiding the details of the purchase and financing from me because she knew I'd tell here how stupid it was. We didn't loan her any money or cosign anything DELIBERATELY because we were trying to force her into something smaller, economical and reasonably priced that she could afford. But, no, she had to have an SUV. And you would think her 31 year old fiancé would have a bit of a handle on these kinds of things since he worked at a dealer for six years! I'm aggravated, off to WW for weigh in!