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The Watercooler
Car insurance after a no-fault crash?
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<blockquote data-quote="nlj" data-source="post: 680591" data-attributes="member: 17650"><p>The other driver had insurance and he's admitted liability. Despite that, my insurance company has told me that they assume worst-case scenario until the case is finally closed. That sometimes takes years. Worst-case scenario means that they attach a full fault, high cost claim to my name until the case is finally settled. There is an insurance ombudsman in the UK but I've been looking into this and have read loads of other horror stories:</p><p></p><p><a href="http://www.thisismoney.co.uk/money/cars/article-3052191/How-drivers-insurance-costs-soar-no-fault-accidents-don-t-claim.html" target="_blank">http://www.thisismoney.co.uk/money/cars/article-3052191/How-drivers-insurance-costs-soar-no-fault-accidents-don-t-claim.html</a></p><p></p><p>It's like a huge scam that no-one's aware of until they find themselves in this situation, and then they seem to be powerless to do anything about it. Apparently insurance companies have statistical 'proof' that someone who's been in an accident is at far greater risk of having more accidents, even if it wasn't their fault.</p></blockquote><p></p>
[QUOTE="nlj, post: 680591, member: 17650"] The other driver had insurance and he's admitted liability. Despite that, my insurance company has told me that they assume worst-case scenario until the case is finally closed. That sometimes takes years. Worst-case scenario means that they attach a full fault, high cost claim to my name until the case is finally settled. There is an insurance ombudsman in the UK but I've been looking into this and have read loads of other horror stories: [URL]http://www.thisismoney.co.uk/money/cars/article-3052191/How-drivers-insurance-costs-soar-no-fault-accidents-don-t-claim.html[/URL] It's like a huge scam that no-one's aware of until they find themselves in this situation, and then they seem to be powerless to do anything about it. Apparently insurance companies have statistical 'proof' that someone who's been in an accident is at far greater risk of having more accidents, even if it wasn't their fault. [/QUOTE]
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Car insurance after a no-fault crash?
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