Just another incident in the continuing saga of my ex inflicting harm on his family ... sorry if this gets too long. We've been divorced for twelve years. Three years ago, when my then 24 year old son applied for a job, they pulled his credit reports and on one of the three credit bureaus, his father's name came up instead of his! My son didn't have a computer of his own so he came to my house and we pulled his reports from all three credit bureaus. We found out that his father had apparently used his SSN and possibly his name (they have the same first initial) to get credit and run up bills that he never paid. On one credit bureau, when you put my son's number in, his fathers name comes up! Some of the personal info is my sons, some is his fathers. All three credit bureau reports show various unpaid bills for places my son has never done business with, unpaid co-pays to doctors and hospital ER's, an auto title loan that was never repaid, etc. The Social Security office says it couldn't happen by mistake - he had to have GIVEN my son's SSN and possibly even his name. We did what we could at the time ... filed complaints, tried to get it changed. He could have prosecuted, but my son didn't want to do that. And we were advised that my son could request to have his credit files "flagged", which he was told would only mean that it was a signal to anyone accessing it to request additional ID, etc., before opening any accounts to make absolutely sure they were dealing with the right person - so he did that. It sounded like a good idea. But it's been so long that neither one of us can remember now how he did it! Then a lot of other things happened that made all this seem unimportant for a while, but it was still there. All this time since then, he has been unable to even open a checking account! He's been living like a "transient", relying strictly on cash, even though he makes pretty good money. The banks told him it was because of his credit reports and he assumed it was from the bad things on it from his dad. But he tried again recently and the bank refused him again and told him it was because his account had been "flagged"! Yes, it is "flagged" because he had it put on there himself! If he put it on there himself, can he not REMOVE it himself? Does anybody know how you go about doing this? Monday I'm going to call my local bank and explain to them what happened and see if they can help. Some of the people there, including the branch manager, have known him since he was a kid. Or possibly he could get a joint account with him/me that he could use as his own? If he could open an account at MY bank, he could do business with the branch in the town where he lives and works and have his check direct deposited. Has anybody ever had this happen before? I'm wide open to suggestions here! And did you notice that I actually got all the way through this and never once mentioned what a dispicable piece of donkey doo-doo it takes to do something like this to their own son!