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General Parenting
I know nothing about insurance!
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<blockquote data-quote="SkunkMomma" data-source="post: 4112" data-attributes="member: 470"><p>Hey bigblue, I am switching my insurance to an HMO . I have asked many questions, but still don't know if I should. Rx's are cheaper---Dr. visits are cheaper---No deductible----100% paid after I pay the Dr. visit---They say no bills-----Do not have to have a primary physician to authorize specialist visits---</p><p>This sounds to good to be true. I've checked with our Dr.s and they accept this insurance.</p><p>My ? is I've only heard bad things about HMO's does the above sound normal or is it to good to be true? Lisa</p></blockquote><p></p>
[QUOTE="SkunkMomma, post: 4112, member: 470"] Hey bigblue, I am switching my insurance to an HMO . I have asked many questions, but still don't know if I should. Rx's are cheaper---Dr. visits are cheaper---No deductible----100% paid after I pay the Dr. visit---They say no bills-----Do not have to have a primary physician to authorize specialist visits--- This sounds to good to be true. I've checked with our Dr.s and they accept this insurance. My ? is I've only heard bad things about HMO's does the above sound normal or is it to good to be true? Lisa [/QUOTE]
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I know nothing about insurance!
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