Californiablonde
Well-Known Member
Okay so about that debt collector that's been harrassing me for payments to the fraudulent loan company. Well you know how the bank was investigating them for fraud? My bank just informed me that they have come to the conclusion that the company is legitimate! I am shocked. No way is this company legit. The representative from the debt collection agency told the bank that my original loan was for $1100. That's total BS! The loan was for a measly $300. It was an internet loan. Those companies don't even loan out that kind of money. So my mom, who has been helping me through this, called the collection agency and pretended to be me. She asked them to see the original loan documents plus how much I paid and how much of a balance was on the original loan. They told her they would fax it. So guess what I get through my work's fax machine today? I get a general statement of how much I have paid off the collection agency so far. Nothing about the original loan at all whatsoever. This company keeps calling my cell phone and I don't know what else to do. Do I just let it go and have it end up in court? If so I will owe attorney's fees plus the hyped up loan amount. How do I prove, from a loan back in 2008, how much money they lent me? I do not have any paperwork. The account that the money got transferred to is closed so I have no history. So what do I do now? I just wish this would all go away!