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MInor Annoyance (Comparatively Speaking).....Still.....
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<blockquote data-quote="HeadlightsMom" data-source="post: 633675" data-attributes="member: 18284"><p>Nomad -- Sounds entirely too familiar! Same "gaslighting", different zip code.</p><p></p><p>We did double-check on the insurance thing (with both our insurance and the hospital). Both concurred that after age 18 we are only the responsible party IF WE SIGN PAPERWORK stating such at EACH hospital visit. We have not done that. Up until now, we just always assumed we were the responsible party. We have good private insurance (we're fortunate), so the co-pays are reasonable (compared to other plans). But, they do add up over time. Insurance is the only financial tie we still have to him. </p><p></p><p>What age is your difficult child? Is your difficult child "officially" listed as disabled (like with Dept of daughter or some equivalent) and receiving benefits from them? Ours is not. He is not on any state programs. Although, frankly, he should be and probably will be at some point -- hospitalization and/or incarceration will bring it eventually. He is just adamantly refusing all of that. He'd rather have his freedom and be homeless (or hooked up with gangs, as is periodically the case). He definitely needs a case manager and, sooner or later, I'm certain he will have one.</p><p></p><p>Our difficult child diagnosis's are Atypical Bipolar, Auditory Processing Disorders (APD), Intermittent Explosive Disorder (that's the brutal one), and Polysubstance Abuse (meth & heroin are the biggies, but all drugs are good to him).</p><p></p><p>Thanks for the heads-up on checking and double-checking insurance liabilities. I think we're ok, but, hey, never hurts to triple check!</p></blockquote><p></p>
[QUOTE="HeadlightsMom, post: 633675, member: 18284"] Nomad -- Sounds entirely too familiar! Same "gaslighting", different zip code. We did double-check on the insurance thing (with both our insurance and the hospital). Both concurred that after age 18 we are only the responsible party IF WE SIGN PAPERWORK stating such at EACH hospital visit. We have not done that. Up until now, we just always assumed we were the responsible party. We have good private insurance (we're fortunate), so the co-pays are reasonable (compared to other plans). But, they do add up over time. Insurance is the only financial tie we still have to him. What age is your difficult child? Is your difficult child "officially" listed as disabled (like with Dept of daughter or some equivalent) and receiving benefits from them? Ours is not. He is not on any state programs. Although, frankly, he should be and probably will be at some point -- hospitalization and/or incarceration will bring it eventually. He is just adamantly refusing all of that. He'd rather have his freedom and be homeless (or hooked up with gangs, as is periodically the case). He definitely needs a case manager and, sooner or later, I'm certain he will have one. Our difficult child diagnosis's are Atypical Bipolar, Auditory Processing Disorders (APD), Intermittent Explosive Disorder (that's the brutal one), and Polysubstance Abuse (meth & heroin are the biggies, but all drugs are good to him). Thanks for the heads-up on checking and double-checking insurance liabilities. I think we're ok, but, hey, never hurts to triple check! [/QUOTE]
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MInor Annoyance (Comparatively Speaking).....Still.....
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