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<blockquote data-quote="Elmo" data-source="post: 29827" data-attributes="member: 1651"><p>Hi...thanks for taking the time to answer!</p><p></p><p>I think my daughter and your son have something in common. </p><p></p><p>After thinking about this, a lot...I think bankruptcy is the thing for her. There is NO way she can dig herself out of this hole. She already tried the credit counseling and bailed on that...so she either has to pay current balances or...??? I don't know. I naievly (sp) asked my husband if we could just advise her to call and negotiate payments, but he said it is so far past that...the debts have been sent to payment company things. Oh, I just don't even get how bad this is.</p><p></p><p>I don't want to fix this for her. I know we have done that 2 times before. I just want to help her deal with this so it doesn't happen again. Uggh.</p></blockquote><p></p>
[QUOTE="Elmo, post: 29827, member: 1651"] Hi...thanks for taking the time to answer! I think my daughter and your son have something in common. After thinking about this, a lot...I think bankruptcy is the thing for her. There is NO way she can dig herself out of this hole. She already tried the credit counseling and bailed on that...so she either has to pay current balances or...??? I don't know. I naievly (sp) asked my husband if we could just advise her to call and negotiate payments, but he said it is so far past that...the debts have been sent to payment company things. Oh, I just don't even get how bad this is. I don't want to fix this for her. I know we have done that 2 times before. I just want to help her deal with this so it doesn't happen again. Uggh. [/QUOTE]
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