This is a conversation I had with a friend several years ago - probably close to 10 years ago - and it popped in my head tonight and made me giggle all over again. My friend and I were talking about bills. She has 4 kids. She didn't have health insurance when she had the first 2, was still paying off the medical bills from their deliveries, and said, "I keep waiting for them to come repo them." We all have days like that, don't we?