Forums
New posts
Search forums
What's new
New posts
New profile posts
Latest activity
Internet Search
Members
Current visitors
New profile posts
Search profile posts
Log in
Register
What's new
Search
Search
Search titles only
By:
New posts
Search forums
Menu
Log in
Register
Install the app
Install
Forums
General Discussions
The Watercooler
someone hit me from behind
JavaScript is disabled. For a better experience, please enable JavaScript in your browser before proceeding.
You are using an out of date browser. It may not display this or other websites correctly.
You should upgrade or use an
alternative browser
.
Reply to thread
Message
<blockquote data-quote="tinamarie1" data-source="post: 50034" data-attributes="member: 255"><p>K, I am an insurance agent. Your rates should not go up, this was clearly not your fault. We have people who file a claim with their insurance co, because they cannot get results from the at fault partys carrier. And I assure people that it won't make their rates go up, especially if there was a police report made and it is indicated on there you were not at fault. </p><p>You will be responsible for your deductible, but I wouldn't let your car remain damaged, esp if its a new one. </p><p>As far as there being prior damage, just take it to the body shop (dealerships usually do a better job) and get your estimate and take what the company is willing to offer. The other thing to keep in mind if you decide to not get it fixed is that there can be underlying damage. I had someone hit the panel above my tire, it looked like just body damage, but when the body shop went to repair it, there was damage to the stuff underneath that would have eventually made the car break down. </p><p>Just my 2 cents...and if i were you i would question your insurance agent a little more and ask him why that would make your rates go up if it was clearly not your fault. You can even call the company headquarters in some cases and get a second opinion.</p></blockquote><p></p>
[QUOTE="tinamarie1, post: 50034, member: 255"] K, I am an insurance agent. Your rates should not go up, this was clearly not your fault. We have people who file a claim with their insurance co, because they cannot get results from the at fault partys carrier. And I assure people that it won't make their rates go up, especially if there was a police report made and it is indicated on there you were not at fault. You will be responsible for your deductible, but I wouldn't let your car remain damaged, esp if its a new one. As far as there being prior damage, just take it to the body shop (dealerships usually do a better job) and get your estimate and take what the company is willing to offer. The other thing to keep in mind if you decide to not get it fixed is that there can be underlying damage. I had someone hit the panel above my tire, it looked like just body damage, but when the body shop went to repair it, there was damage to the stuff underneath that would have eventually made the car break down. Just my 2 cents...and if i were you i would question your insurance agent a little more and ask him why that would make your rates go up if it was clearly not your fault. You can even call the company headquarters in some cases and get a second opinion. [/QUOTE]
Insert quotes…
Verification
Post reply
Forums
General Discussions
The Watercooler
someone hit me from behind
Top