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sort of creepy- how do they know?
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<blockquote data-quote="dreamer" data-source="post: 27260" data-attributes="member: 1697"><p>I understand how they can take a check without needing my ID anymore.becuz my name, address, phone etc are in the computer systems. I also understand how they do electronic checks, same way they can accept check payment over the phone, now- yes, it is very similar to ATM transaction, and yes, I hate it, too that I pay for checks to have them simply hand them back to me. Another part is they did not make it clear at first that when they process the check that way- that you do not have to fill them out, which I would have much appreciated knowing when I was so ill, becuz writing was so difficult for me......</p><p></p><p>But what was so eeerie was---my dtr was not previosuly in the computer there, and the ONLY info the screen had asked for was a PIN, and she did not HAVE a pin........she gave last 4 of soc sec to try that, as per the service desk employee, but it denied her access to the application so she tried her birth year. SHe had NOT given the terminal any other info at all........and she HAS no PIN floating around for any purpose, she has NO accounts, nothing, nothing in her name, nothing. So she gave her birth year as a PIN to get the application to fill out and the computer spit back HER name, HER address, HER cell number.......BUT she has NEVER ordered anything, has no bank account, no credit cards, her cell is in MY name. She does not even have a drivers license or anything. And she had not preapplied, or registered a PIN previously or anything.....thats why it creeped me and her out. </p><p></p><p>Several months ago the grocery store where my easy child works began a new way to pay in checkout......you put your thumb on a pad and it deducts the total amount from whatever account you have previously set up for payment, whether it is your checking account, savings account or a credit card......when you put your thumb on the pad it takes the money (or makes a transaction) to pay for your groceries. This grocery store is a large national chain, but I think it uses different names in other areas? I am not sure where else they have made it possible to pay this way. </p><p></p><p>II live in a relatively small town, we have 18,000 people, and we are on the outskirts of major metro chicago....we are on the very very outter edge. Yes everyone hhere knows everyone else....but- small mom and pop businesses do not usually survive here. So even tho we are small, we are bound by the formal technicalities of a large city where people mi9ght not know each other becuz the large corporations rules.And all the towns around us are much smaller- 200-1000 people and none of them have any stores at all, so they all also shop here (or since my town has so little shopping, we ALL travel to the east towards the more metro area and then of course, no, people do NOT know each other cuz we are from such a LARGE geographical area)</p></blockquote><p></p>
[QUOTE="dreamer, post: 27260, member: 1697"] I understand how they can take a check without needing my ID anymore.becuz my name, address, phone etc are in the computer systems. I also understand how they do electronic checks, same way they can accept check payment over the phone, now- yes, it is very similar to ATM transaction, and yes, I hate it, too that I pay for checks to have them simply hand them back to me. Another part is they did not make it clear at first that when they process the check that way- that you do not have to fill them out, which I would have much appreciated knowing when I was so ill, becuz writing was so difficult for me...... But what was so eeerie was---my dtr was not previosuly in the computer there, and the ONLY info the screen had asked for was a PIN, and she did not HAVE a pin........she gave last 4 of soc sec to try that, as per the service desk employee, but it denied her access to the application so she tried her birth year. SHe had NOT given the terminal any other info at all........and she HAS no PIN floating around for any purpose, she has NO accounts, nothing, nothing in her name, nothing. So she gave her birth year as a PIN to get the application to fill out and the computer spit back HER name, HER address, HER cell number.......BUT she has NEVER ordered anything, has no bank account, no credit cards, her cell is in MY name. She does not even have a drivers license or anything. And she had not preapplied, or registered a PIN previously or anything.....thats why it creeped me and her out. Several months ago the grocery store where my easy child works began a new way to pay in checkout......you put your thumb on a pad and it deducts the total amount from whatever account you have previously set up for payment, whether it is your checking account, savings account or a credit card......when you put your thumb on the pad it takes the money (or makes a transaction) to pay for your groceries. This grocery store is a large national chain, but I think it uses different names in other areas? I am not sure where else they have made it possible to pay this way. II live in a relatively small town, we have 18,000 people, and we are on the outskirts of major metro chicago....we are on the very very outter edge. Yes everyone hhere knows everyone else....but- small mom and pop businesses do not usually survive here. So even tho we are small, we are bound by the formal technicalities of a large city where people mi9ght not know each other becuz the large corporations rules.And all the towns around us are much smaller- 200-1000 people and none of them have any stores at all, so they all also shop here (or since my town has so little shopping, we ALL travel to the east towards the more metro area and then of course, no, people do NOT know each other cuz we are from such a LARGE geographical area) [/QUOTE]
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sort of creepy- how do they know?
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