Hey my son just started getting ssi. He has his first back pay and i need to know what to do with it. I cashed it at a walmart money center. He also got his first check today and i signed up for a direct express card today as well that we will soon get. I need to know what is every ones experience with this. How do i spend the back pay. Its not in a bank account. I just cashed it. I have been saving reciepts. But they never stated in the award letter to put it in a specific account. They said he is supposed to get his checks electronically so i signed up for the direct express. I dont like doing anythi g with my bank because everyone checks it. I just want to follow the rules and not get in trouble. Please help.