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General Parenting
Tax deduction?
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<blockquote data-quote="WNC Gal" data-source="post: 57032" data-attributes="member: 3783"><p>There is one other option for those of you who are employers. Our accountant had us set up a special insurance fund benefit specifically for mental health expenses which are not covered by or exceed regular insurance benefits. We have to offer this coverage to all of our employees if they should need it - but at this point we are likely to be the only employees taking advantage of it. So we can pay for our child's hospitalizations, etc. through the fund (making it a pre-tax expense for us). </p><p></p><p>Our horrible BCBS insurance only pays the first $2,500 per year after a huge deductible AND we are very close to maxing out her "lifetime" benefit. </p><p></p><p>Has anyone had any luck switching insurances or increasing their benefit while mid-stream with heavy expenses due to mental health issues?</p></blockquote><p></p>
[QUOTE="WNC Gal, post: 57032, member: 3783"] There is one other option for those of you who are employers. Our accountant had us set up a special insurance fund benefit specifically for mental health expenses which are not covered by or exceed regular insurance benefits. We have to offer this coverage to all of our employees if they should need it - but at this point we are likely to be the only employees taking advantage of it. So we can pay for our child's hospitalizations, etc. through the fund (making it a pre-tax expense for us). Our horrible BCBS insurance only pays the first $2,500 per year after a huge deductible AND we are very close to maxing out her "lifetime" benefit. Has anyone had any luck switching insurances or increasing their benefit while mid-stream with heavy expenses due to mental health issues? [/QUOTE]
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