I just learned today that I will owe the feds $116 but my state will be refunding me $900. I am torn on what to do with it. Here are my option: 1) Pay down a bill. 2) Put in savings towards our ongoing upper level addition. 3) Splurge it all on a getaway for H and me. I am paying my bills and my head is above water. I've figured out a plan to pay down some debt slowly but surely and I'm making progress (slowly but surely). The addition project came to a standstill due to winter and lack of funds. Our hope is that once it warms up a bit, H can have his electrician friend who is working on barter and the plumber ($3000) come over and then H can proceed with the rest of the work himself as financials and time provide. We haven't take a vacation in what seems like eons and we could zip down to FL to spend some time with his parents and also get a bit of time on our own, which would be nice. on the other hand, the last time I took H with me to FL on business, he was an absolute pill the entire time. I don't want to waste this small bit of money getting away only to spend with his parents and H being a pill. I could put it away and earmark it for a truly spectacular vacation later in the year after adding to the vaca fund. So, what would you do? And, for those of you receiving a refund, what are your plans?