Billy had a fender bender last October. Cops didnt even give him a ticket, they just wrote up a report and said that his car had roughly $500 in damages, the other car had less than $100 in damages. No bodily injuries were reported by either party. It was a very minor thing. Rainy day, car in front stopped, Billy was driving roughly 10mph slowing down and his car stalled and his slid into the car in front which was a big jeep and he was driving an old beat up Nissan. Now, almost 9 months later this Jeep guy is suing...we get a summons by a cop, for 10K in auto and bodily injuries and pain and suffering. Now this guy didnt even go to the hospital that day. Refused the ambulance ride because he was just fine. Now he wants a jury by peers. Im thinking this guy tried to put this through on insurance and the insurance denied it and now he thinks he can sue in superior court. Ummm....Billy has nothing! He doesnt make anything. Isnt this what insurance is for?