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<blockquote data-quote="donna723" data-source="post: 35851" data-attributes="member: 1883"><p>Some things I have taken out automatically like my car insurance and some extra life insurance I have - things where the amount stays the same all the time. Others, like utility bills, I still pay online but I want to look at them first in case there's a mistake. If they're OK, I pay them online - deducted from my checking account, but not automatically. That scares me. I still remember the "adventure" I had two years ago when the City had put in a new (faulty) water meter, then billed me for an absolutely <em>obscene</em> amount of water - :shocked: - more than I would ever have used in a <em>whole year</em>, and insisted that it was right! Had I had that one deducted automatically, it would have taken my whole paycheck!</p><p></p><p>Kathy, I agree with you. It's good that she is at least paying her bills, but I would discourage her from making this a regular practice. What she's doing is using the "bank of mom and dad" to give her a few more days on her bills. You pay it for her on time and then she repays you later when she gets the money. In the <em>Real World</em>, it doesn't work that way. Most adults don't have anybody kind enough to pay their bills for them and then let them repay when they can. If I didn't pay my bills on time, I'd be coming home to a cold, dark house and a phone that didn't work anymore! Paying bills on time takes planning and foresight, sometimes a little juggling. And sometimes you have to sacrifice and bite the bullet, forego what you <em>want</em> to pay for what you <em>need</em> (like a place to live and electricity!) and she's not learning that if she's bailed out. This gives her an "out" and allows her to slide a little and it doesn't work that way!</p></blockquote><p></p>
[QUOTE="donna723, post: 35851, member: 1883"] Some things I have taken out automatically like my car insurance and some extra life insurance I have - things where the amount stays the same all the time. Others, like utility bills, I still pay online but I want to look at them first in case there's a mistake. If they're OK, I pay them online - deducted from my checking account, but not automatically. That scares me. I still remember the "adventure" I had two years ago when the City had put in a new (faulty) water meter, then billed me for an absolutely [i]obscene[/i] amount of water - [img]:shocked:[/img] - more than I would ever have used in a [i]whole year[/i], and insisted that it was right! Had I had that one deducted automatically, it would have taken my whole paycheck! Kathy, I agree with you. It's good that she is at least paying her bills, but I would discourage her from making this a regular practice. What she's doing is using the "bank of mom and dad" to give her a few more days on her bills. You pay it for her on time and then she repays you later when she gets the money. In the [i]Real World[/i], it doesn't work that way. Most adults don't have anybody kind enough to pay their bills for them and then let them repay when they can. If I didn't pay my bills on time, I'd be coming home to a cold, dark house and a phone that didn't work anymore! Paying bills on time takes planning and foresight, sometimes a little juggling. And sometimes you have to sacrifice and bite the bullet, forego what you [i]want[/i] to pay for what you [i]need[/i] (like a place to live and electricity!) and she's not learning that if she's bailed out. This gives her an "out" and allows her to slide a little and it doesn't work that way! [/QUOTE]
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