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The Watercooler
Auctioning the House May 1
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<blockquote data-quote="Hound dog" data-source="post: 524187" data-attributes="member: 84"><p>Susie ((((hugs))))</p><p></p><p>I may be in the same boat not so far into the future. So far I'm hanging on and have not missed a payment. But it's killing my lil nest egg. easy child wants me to chuck it, but I'm being stubborn and bull headed. I will be here until they practically drag me away. It's MY house. I had to nearly die to get it. Be d@mned if I'm gonna throw up my hands and just walk away. easy child doesn't understand. But I don't really expect her to.</p><p></p><p>I can't refinance because my credit stinks, nor have I attempted to do the new govt thing because I figured it was a sham the first time I heard about it........I've yet to hear anyone actually have them help them. I'm inclined to believe it was all for "show". My bank is not national, at least I don't think it is, and so far has been quite helpful and patient. I dunno how long that will last. </p><p></p><p>But your situation is all too familiar because literally tons of people were suckered in during the housing boom, and I've have more than one reputable realtor inform me they <strong>knew</strong> it would collapse. And now they're telling Nichole NOT to believe the news, it's not getting better honestly.......and it looks like it will be a LONG time before it does. They're warning the kids to be careful and wary in their choices. (and I'm coaching them from the sidelines as is her father in law who does bank loans for a living) </p><p></p><p>Seriously? You wouldn't believe the number of empty houses here for that reason. </p><p></p><p>At first our loan co's and banks were anxious to foreclose.........until they discovered the houses are not reselling, but are sitting empty instead, even at drastically reduced prices. Now they seem to be at least trying to help the home owner first as much as they can, some of them anyway.</p><p></p><p>I'm so very sorry it's come to this. If nothing else...........at least the stress of trying to hold on will be gone. Hang in there my friend.</p></blockquote><p></p>
[QUOTE="Hound dog, post: 524187, member: 84"] Susie ((((hugs)))) I may be in the same boat not so far into the future. So far I'm hanging on and have not missed a payment. But it's killing my lil nest egg. easy child wants me to chuck it, but I'm being stubborn and bull headed. I will be here until they practically drag me away. It's MY house. I had to nearly die to get it. Be d@mned if I'm gonna throw up my hands and just walk away. easy child doesn't understand. But I don't really expect her to. I can't refinance because my credit stinks, nor have I attempted to do the new govt thing because I figured it was a sham the first time I heard about it........I've yet to hear anyone actually have them help them. I'm inclined to believe it was all for "show". My bank is not national, at least I don't think it is, and so far has been quite helpful and patient. I dunno how long that will last. But your situation is all too familiar because literally tons of people were suckered in during the housing boom, and I've have more than one reputable realtor inform me they [B]knew[/B] it would collapse. And now they're telling Nichole NOT to believe the news, it's not getting better honestly.......and it looks like it will be a LONG time before it does. They're warning the kids to be careful and wary in their choices. (and I'm coaching them from the sidelines as is her father in law who does bank loans for a living) Seriously? You wouldn't believe the number of empty houses here for that reason. At first our loan co's and banks were anxious to foreclose.........until they discovered the houses are not reselling, but are sitting empty instead, even at drastically reduced prices. Now they seem to be at least trying to help the home owner first as much as they can, some of them anyway. I'm so very sorry it's come to this. If nothing else...........at least the stress of trying to hold on will be gone. Hang in there my friend. [/QUOTE]
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