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General Parenting
Best insurance option for mental health coverage?
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<blockquote data-quote="Ktllc" data-source="post: 483849" data-attributes="member: 11847"><p>We are self employed as well, but your options really depends on what state you live in.</p><p>If your gross income is below 200% of the poverty line (not the same amount $ depending on the States), your child could qualify for your State's health insurance. For example, where I live in NC: family of 5 is about $54,000/year. Everything would be covered and the copay ranges from $1 up to $5.</p><p>If state insurance is not an option, get some free quotes to see what is out there. You need a company that has an A rating. Do not settle for a B rating in order to save a couple dollars. Be aware of waiting period for treatment and any pre-existing condition policy.</p><p>Hopefully, more will come with more advise! Welcome!</p></blockquote><p></p>
[QUOTE="Ktllc, post: 483849, member: 11847"] We are self employed as well, but your options really depends on what state you live in. If your gross income is below 200% of the poverty line (not the same amount $ depending on the States), your child could qualify for your State's health insurance. For example, where I live in NC: family of 5 is about $54,000/year. Everything would be covered and the copay ranges from $1 up to $5. If state insurance is not an option, get some free quotes to see what is out there. You need a company that has an A rating. Do not settle for a B rating in order to save a couple dollars. Be aware of waiting period for treatment and any pre-existing condition policy. Hopefully, more will come with more advise! Welcome! [/QUOTE]
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Best insurance option for mental health coverage?
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