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Parent Support Forums
Substance Abuse
"Gee, I wish I had gotten a job a lot sooner"
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<blockquote data-quote="buddy" data-source="post: 515628" data-attributes="member: 12886"><p>sounds so great, isn't it amazing what a little self esteem can do for a person? I dont know how other banks do this but at Wells Fargo for example, you can set up bill pay online so I know my budget is the same monthly.... I dont include that money in my budget at all. They also have a program to put whatever amount you want in a separate account. (I suppose similar to how people have Christmas of vacation accounts)...my mom has her savings in a separate bank so it can't be transferred....she uses a credit union for savings.</p><p></p><p>Computer programs for checking are so easy to use...especially because once you enter a name that happens over and over you basically set it up so it can show up or typing a letter or two it will pop in easily. Just click to check on things and it balances itself. It is kind of fun so she might get into it.</p><p></p><p>I almost never use checks, really only for school things for Q at the beginning of the year, like school clothes, field trips, etc. but at schools I use my bank card. Wells Fargo (I do not like them for many reasons but I have a preferred account thru my old job and all cert. checks are free, my checks are printed free etc. so I stay with them) gives you the option to <u>not allow any transactions to go through if you would become overdrawn</u> ....(but automatic bills that you have set up like cable or such will generally go thru if you dont frequently mess up, but you then have to pay a fee, in order to prevent shut offs etc. they will let bills go through)....so if at the store and you go over your balance you can choose not to allow it to go through and avoid a bunch of charges. Maybe that kind of thing could help her manage better????</p><p></p><p>Anyway, the important thing....she sounds like she is so proud of herself and happy. That is wonderful news....I am glad for you.</p><p></p><p>You too, Nancy.</p></blockquote><p></p>
[QUOTE="buddy, post: 515628, member: 12886"] sounds so great, isn't it amazing what a little self esteem can do for a person? I dont know how other banks do this but at Wells Fargo for example, you can set up bill pay online so I know my budget is the same monthly.... I dont include that money in my budget at all. They also have a program to put whatever amount you want in a separate account. (I suppose similar to how people have Christmas of vacation accounts)...my mom has her savings in a separate bank so it can't be transferred....she uses a credit union for savings. Computer programs for checking are so easy to use...especially because once you enter a name that happens over and over you basically set it up so it can show up or typing a letter or two it will pop in easily. Just click to check on things and it balances itself. It is kind of fun so she might get into it. I almost never use checks, really only for school things for Q at the beginning of the year, like school clothes, field trips, etc. but at schools I use my bank card. Wells Fargo (I do not like them for many reasons but I have a preferred account thru my old job and all cert. checks are free, my checks are printed free etc. so I stay with them) gives you the option to [U]not allow any transactions to go through if you would become overdrawn[/U] ....(but automatic bills that you have set up like cable or such will generally go thru if you dont frequently mess up, but you then have to pay a fee, in order to prevent shut offs etc. they will let bills go through)....so if at the store and you go over your balance you can choose not to allow it to go through and avoid a bunch of charges. Maybe that kind of thing could help her manage better???? Anyway, the important thing....she sounds like she is so proud of herself and happy. That is wonderful news....I am glad for you. You too, Nancy. [/QUOTE]
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Substance Abuse
"Gee, I wish I had gotten a job a lot sooner"
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