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Need some insurance advice...
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<blockquote data-quote="Momslittleangels" data-source="post: 357201" data-attributes="member: 905"><p>They will want copies of your bills and ask about your injuries, etc. They will try to get you to sign a release for XX number of dollars. Personally, I wouldn't sign it yet. You never know if further problems crop up. Many years ago, when I was 8 months pregnant with the oldest daughter, a car broad-sided our car and I was taken to the hospital for evaluation. Wasn't seriously injured, but they wanted the hospital and doctor bills and tried to give a couple hundred extra bucks to settle the case. We waited months and negotiated, because I didn't know if my child would have any issues due to the accident. The insurance company's job is to pay you the least amount possible. You have something like a year to make a claim, so I would wait it out, because they will probably come back and offer more as time goes on. And if you settle, then start having back trouble or need physical therapy, you can't go back and get those bills covered. Make sure you include all of your work losses and anything else that required you to put money out of pocket.</p></blockquote><p></p>
[QUOTE="Momslittleangels, post: 357201, member: 905"] They will want copies of your bills and ask about your injuries, etc. They will try to get you to sign a release for XX number of dollars. Personally, I wouldn't sign it yet. You never know if further problems crop up. Many years ago, when I was 8 months pregnant with the oldest daughter, a car broad-sided our car and I was taken to the hospital for evaluation. Wasn't seriously injured, but they wanted the hospital and doctor bills and tried to give a couple hundred extra bucks to settle the case. We waited months and negotiated, because I didn't know if my child would have any issues due to the accident. The insurance company's job is to pay you the least amount possible. You have something like a year to make a claim, so I would wait it out, because they will probably come back and offer more as time goes on. And if you settle, then start having back trouble or need physical therapy, you can't go back and get those bills covered. Make sure you include all of your work losses and anything else that required you to put money out of pocket. [/QUOTE]
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