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The Watercooler
Thoughts on being broke.
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<blockquote data-quote="gcvmom" data-source="post: 287990" data-attributes="member: 3444"><p>With my husband losing his job effective this coming Friday, and his cavalier attitude about finding new work just because he got a good severance, I worry that we'll eventually be back to living the way we did 20 years ago... paycheck to paycheck, despite both of us working full time, no savings, in debt up to our eyeballs with maybe 50 cents in the checking account by the time the next payday came around. And it will be worse now than before because we have so many liabilities: a mortgage, way too much credit card debt, three kids, a multitude of health problems, and only one of us likely to get a high enough paying job to cover it all (I've been out of the job market for nearly 15 years).</p><p> </p><p>I am the money worrier. He definitely is not. That worries me even more. And although we look pretty good financially TODAY with his severance and the wee bit of savings we've managed, we still have mountains of debt that could easily bury us if he doesn't find work soon. </p><p> </p><p>It's a fine line we are on. And I don't think he grasps that.</p><p> </p><p>I've already shifted into uber-frugal mode -- and all I get from him is rolling eyeballs and pleas to stop being so severe. My realism and pragmatism seem to be ruining his fantasyland! Somebody has to be the grownup, I guess. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite3" alt=":(" title="Frown :(" loading="lazy" data-shortname=":(" /></p></blockquote><p></p>
[QUOTE="gcvmom, post: 287990, member: 3444"] With my husband losing his job effective this coming Friday, and his cavalier attitude about finding new work just because he got a good severance, I worry that we'll eventually be back to living the way we did 20 years ago... paycheck to paycheck, despite both of us working full time, no savings, in debt up to our eyeballs with maybe 50 cents in the checking account by the time the next payday came around. And it will be worse now than before because we have so many liabilities: a mortgage, way too much credit card debt, three kids, a multitude of health problems, and only one of us likely to get a high enough paying job to cover it all (I've been out of the job market for nearly 15 years). I am the money worrier. He definitely is not. That worries me even more. And although we look pretty good financially TODAY with his severance and the wee bit of savings we've managed, we still have mountains of debt that could easily bury us if he doesn't find work soon. It's a fine line we are on. And I don't think he grasps that. I've already shifted into uber-frugal mode -- and all I get from him is rolling eyeballs and pleas to stop being so severe. My realism and pragmatism seem to be ruining his fantasyland! Somebody has to be the grownup, I guess. :( [/QUOTE]
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