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Parent Emeritus
To cosignn or not to cosign..... ugh
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<blockquote data-quote="KFld" data-source="post: 429213" data-attributes="member: 2442"><p>I was in the exact same situation last week. My difficult child called because he found an apartment and the real estate agent said she could work with him. We went to see the apartment, I was worried they would want a co-signer and hoped they didn't need one because I wasn't sure if I was going to say yes or no. We saw the apartment, he liked it and the landlord said they could have it on the spot. The realtor said I wouldn't have to co-sign and I was relieved. I wasn't sure why she was being so trusting because he told her he had terrible credit, but I asked again, do I have to be there for any reason when they sign the lease and get the key and she said no.</p><p></p><p>Well low and behold it was too good to be true. He went on Saturday morning to sign the lease and get the key. They had everything moved out of the hotel and ready to move into the apartment and I get the phone call. The landlord said I had to co-sign or they couldn't move in. So I went and had a talk with him and his girlfriend before I signed anything. They are clean, working full time, both of them, so I told my son if I co-sign and you screw up and I become responsible for this rent I will walk away from you and never speak to you ever again!! He knows when I can be a pushover and he also knows when I'm serious, and they both swore they will work for this and do whatever it takes to pay their rent. So, I co-signed and they moved in!! </p><p></p><p>I just pray I made the right decision. </p><p></p><p>Have you decided what to do yet???</p></blockquote><p></p>
[QUOTE="KFld, post: 429213, member: 2442"] I was in the exact same situation last week. My difficult child called because he found an apartment and the real estate agent said she could work with him. We went to see the apartment, I was worried they would want a co-signer and hoped they didn't need one because I wasn't sure if I was going to say yes or no. We saw the apartment, he liked it and the landlord said they could have it on the spot. The realtor said I wouldn't have to co-sign and I was relieved. I wasn't sure why she was being so trusting because he told her he had terrible credit, but I asked again, do I have to be there for any reason when they sign the lease and get the key and she said no. Well low and behold it was too good to be true. He went on Saturday morning to sign the lease and get the key. They had everything moved out of the hotel and ready to move into the apartment and I get the phone call. The landlord said I had to co-sign or they couldn't move in. So I went and had a talk with him and his girlfriend before I signed anything. They are clean, working full time, both of them, so I told my son if I co-sign and you screw up and I become responsible for this rent I will walk away from you and never speak to you ever again!! He knows when I can be a pushover and he also knows when I'm serious, and they both swore they will work for this and do whatever it takes to pay their rent. So, I co-signed and they moved in!! I just pray I made the right decision. Have you decided what to do yet??? [/QUOTE]
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To cosignn or not to cosign..... ugh
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