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The Watercooler
A medical billing vent and caution
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<blockquote data-quote="svengandhi" data-source="post: 561430" data-attributes="member: 3493"><p>My company is switching next year to a plan with an in network family deductible of 2,500 and an out of network deductible of $10K. They have told us the intention is to stop us from going out of network. Fortunately, the insurer has a large network and I was even able to find doctors and PT upstate for daughter so I could save a bit by taking her off the college medical plan. I very rarely go out of network. The only time was for a PT for my daughter and his office took what the carrier paid. I just have to stop husband from thinking he can go to the er for every little thing just because he has a heart condition... If you're not admitted, there a $150 charge not subject to deductible.</p></blockquote><p></p>
[QUOTE="svengandhi, post: 561430, member: 3493"] My company is switching next year to a plan with an in network family deductible of 2,500 and an out of network deductible of $10K. They have told us the intention is to stop us from going out of network. Fortunately, the insurer has a large network and I was even able to find doctors and PT upstate for daughter so I could save a bit by taking her off the college medical plan. I very rarely go out of network. The only time was for a PT for my daughter and his office took what the carrier paid. I just have to stop husband from thinking he can go to the er for every little thing just because he has a heart condition... If you're not admitted, there a $150 charge not subject to deductible. [/QUOTE]
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A medical billing vent and caution
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