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Angry with my bank policies... rant
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<blockquote data-quote="susiestar" data-source="post: 330790" data-attributes="member: 1233"><p>I have an uncle who has done that with the HELOC for over a decade. He has managed, while being retired, to bank almost double what he earned, with overtime, at his job with a major company. It can be a smart way to handle your funds. </p><p></p><p>And Happy Meals are NOT that cheap!</p><p></p><p>Our credit union for some reason gave my bro HUGE amounts of grief over cashing checks from his client's accounts. He does home repairs and tree trimming and sometimes the checks don't clear. He was ending up with over $100 in NSF fees per client check that bounced because the bank kept re-submitting them with-o ever contacting him. He was charged for having it bounce and for resubmitting it sometiems 3 times before anything posted in his account!</p><p></p><p>So he would go in and give a thumb print to cash it and then deposit the cash. The bank manager finally put a note on the account that he could not do this. I don't know if he had a lot of the checks that bounced or what. Could have been that he is often condescending and rude (in my opinion). Esp when it comes Occupational Therapist (OT) finances he gets this pretend-patient "I am talking with a retard" tone of voice that is highly offensive.</p><p></p><p>He cannot see that HIS behavior plays any role though. Another bank was more than happy to offer him a no fees account though, and to cash his client checks off of their accounts. </p><p></p><p>You often have to use hoovers online to learn who the top officers in a company are. CEO, COO, CFO pretty much any of these will usually handle things. AT&T's CEO is a nice guy. He has been horrified with the way our internet has been handled. We are in the country and a couple of times they have just turned it off for the whole street for a couple fo days. Once because the developer didn't pay for something. We were with-o internet for over 2 weeks total. It cannot be turned on in 1 day. They system seems to need a week to get it turned all the way off to be able to turn it on again. Makes NO sense to the CEO. I actually spoke to him. Said it was a problem with a kid. They thought it was HIS kid. It was MY kid. School project we couldn't do even with a paid up account.</p></blockquote><p></p>
[QUOTE="susiestar, post: 330790, member: 1233"] I have an uncle who has done that with the HELOC for over a decade. He has managed, while being retired, to bank almost double what he earned, with overtime, at his job with a major company. It can be a smart way to handle your funds. And Happy Meals are NOT that cheap! Our credit union for some reason gave my bro HUGE amounts of grief over cashing checks from his client's accounts. He does home repairs and tree trimming and sometimes the checks don't clear. He was ending up with over $100 in NSF fees per client check that bounced because the bank kept re-submitting them with-o ever contacting him. He was charged for having it bounce and for resubmitting it sometiems 3 times before anything posted in his account! So he would go in and give a thumb print to cash it and then deposit the cash. The bank manager finally put a note on the account that he could not do this. I don't know if he had a lot of the checks that bounced or what. Could have been that he is often condescending and rude (in my opinion). Esp when it comes Occupational Therapist (OT) finances he gets this pretend-patient "I am talking with a retard" tone of voice that is highly offensive. He cannot see that HIS behavior plays any role though. Another bank was more than happy to offer him a no fees account though, and to cash his client checks off of their accounts. You often have to use hoovers online to learn who the top officers in a company are. CEO, COO, CFO pretty much any of these will usually handle things. AT&T's CEO is a nice guy. He has been horrified with the way our internet has been handled. We are in the country and a couple of times they have just turned it off for the whole street for a couple fo days. Once because the developer didn't pay for something. We were with-o internet for over 2 weeks total. It cannot be turned on in 1 day. They system seems to need a week to get it turned all the way off to be able to turn it on again. Makes NO sense to the CEO. I actually spoke to him. Said it was a problem with a kid. They thought it was HIS kid. It was MY kid. School project we couldn't do even with a paid up account. [/QUOTE]
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Angry with my bank policies... rant
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