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Angry with my bank policies... rant
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<blockquote data-quote="TPaul" data-source="post: 330840" data-attributes="member: 8055"><p><strong><span style="color: darkred">Many years ago, when I was around 20, lol, I deposited my payroll check in the bank I was using then. A few days later I started getting over draft notices on my account. I knew that it was impossible for that to be correct. I went to the bank to find out what was wrong. I took my deposit slip showing that I had deposited my payroll check, on such and such day , for such and such amount. What was the problem?</span></strong></p><p> </p><p><strong><span style="color: #8b0000">They had some how deposited the check into someone elses account<img src="/community/styles/default/xenforo/smilies/surprise.png" class="smilie" loading="lazy" alt=":surprise:" title="surprise :surprise:" data-shortname=":surprise:" /><img src="/community/styles/default/xenforo/smilies/surprise.png" class="smilie" loading="lazy" alt=":surprise:" title="surprise :surprise:" data-shortname=":surprise:" />!!! I said, ok, I understand that someone might have hit a wrong number or something. Asked them to fix it. They said they could not fix it until they found which other person's account they had deposited it in, <img src="/community/styles/default/xenforo/smilies/felttip/sad-very.png" class="smilie" loading="lazy" alt=":sad-very:" title="sad-very :sad-very:" data-shortname=":sad-very:" /><img src="/community/styles/default/xenforo/smilies/felttip/sad-very.png" class="smilie" loading="lazy" alt=":sad-very:" title="sad-very :sad-very:" data-shortname=":sad-very:" />. Talk about getting really, really angry. I basically said, WTH, I had the deposit slip showing my deposit supposed to go into my account. It took them 6 days to find where they put the DA@@ check. </span></strong></p><p> </p><p><strong><span style="color: #8b0000">They checks they bounced where to people I had done business with for a long time. Like where I bought my gas each time. The cleaners I used, a local convience store, etc.. I told them in no uncertain terms that they where to contact each and every one of these businesses and tell them that the bank I made a mistake. I told them they where to explain that I did nothing wrong and wrote those checks in good faith, and that it was the banks fault for humiliating me by bouncing the checks. I also told the businesses to send the bank a letter demanding payment to the business for the bad check fee that they would normally charge someone for writing a bad check. They all did and they all recieved the amounts they requested.</span></strong></p><p> </p><p><strong><span style="color: #8b0000">After each one had gotten thier money, I went to the bank. I asked to speak to the branch manager. I proceeded to tell him very loudly, (there several other people their to do business with the bank) that I could understand a mistake being made. What I could not understand was why when they knew the mistakes was thier fault and that I did make a deposit, had the slip, why it took them so so long to fix the problem? Why did someone at the bank not catch it before I did? Why was my money tied up, because of thier mistake, when I had proof. The branch manager sputtered and stuttered and really could say nothing. I demanded the money from my account and another 100.00 for my humilation. All this while each and every person there stopped what they where doing and listened. They gave me my money from the account and the 100.00. I then told them to take thier account and shove it. I heard several people standing at the counter asking to close thier account as I left.</span></strong></p><p> </p><p><strong><span style="color: #8b0000">I got my money, they had to fix the humilation to my long used businesses, and they lost accounts because others knew. I felt that I had my revenge and it was sweet, <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite8" alt=":D" title="Big Grin :D" loading="lazy" data-shortname=":D" /></span></strong></p><p> </p><p><strong><span style="color: #8b0000">Seems many of us have had banking nightmares, and we wonder why banks go under, LOL</span></strong></p><p><strong><span style="color: #8b0000">Tpaul</span></strong></p></blockquote><p></p>
[QUOTE="TPaul, post: 330840, member: 8055"] [B][COLOR=darkred]Many years ago, when I was around 20, lol, I deposited my payroll check in the bank I was using then. A few days later I started getting over draft notices on my account. I knew that it was impossible for that to be correct. I went to the bank to find out what was wrong. I took my deposit slip showing that I had deposited my payroll check, on such and such day , for such and such amount. What was the problem?[/COLOR][/B] [B][COLOR=#8b0000][/COLOR][/B] [B][COLOR=#8b0000]They had some how deposited the check into someone elses account:surprised1::surprised1:!!! I said, ok, I understand that someone might have hit a wrong number or something. Asked them to fix it. They said they could not fix it until they found which other person's account they had deposited it in, :sad-very::sad-very:. Talk about getting really, really angry. I basically said, WTH, I had the deposit slip showing my deposit supposed to go into my account. It took them 6 days to find where they put the DA@@ check. [/COLOR][/B] [B][COLOR=#8b0000][/COLOR][/B] [B][COLOR=#8b0000]They checks they bounced where to people I had done business with for a long time. Like where I bought my gas each time. The cleaners I used, a local convience store, etc.. I told them in no uncertain terms that they where to contact each and every one of these businesses and tell them that the bank I made a mistake. I told them they where to explain that I did nothing wrong and wrote those checks in good faith, and that it was the banks fault for humiliating me by bouncing the checks. I also told the businesses to send the bank a letter demanding payment to the business for the bad check fee that they would normally charge someone for writing a bad check. They all did and they all recieved the amounts they requested.[/COLOR][/B] [B][COLOR=#8b0000][/COLOR][/B] [B][COLOR=#8b0000]After each one had gotten thier money, I went to the bank. I asked to speak to the branch manager. I proceeded to tell him very loudly, (there several other people their to do business with the bank) that I could understand a mistake being made. What I could not understand was why when they knew the mistakes was thier fault and that I did make a deposit, had the slip, why it took them so so long to fix the problem? Why did someone at the bank not catch it before I did? Why was my money tied up, because of thier mistake, when I had proof. The branch manager sputtered and stuttered and really could say nothing. I demanded the money from my account and another 100.00 for my humilation. All this while each and every person there stopped what they where doing and listened. They gave me my money from the account and the 100.00. I then told them to take thier account and shove it. I heard several people standing at the counter asking to close thier account as I left.[/COLOR][/B] [B][COLOR=#8b0000][/COLOR][/B] [B][COLOR=#8b0000]I got my money, they had to fix the humilation to my long used businesses, and they lost accounts because others knew. I felt that I had my revenge and it was sweet, :happy:[/COLOR][/B] [B][COLOR=#8b0000][/COLOR][/B] [B][COLOR=#8b0000]Seems many of us have had banking nightmares, and we wonder why banks go under, LOL[/COLOR][/B] [B][COLOR=#8b0000]Tpaul[/COLOR][/B] [/QUOTE]
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Angry with my bank policies... rant
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