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The Watercooler
Apartment search continues and I'm getting nervous.
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<blockquote data-quote="DammitJanet" data-source="post: 584445" data-attributes="member: 1514"><p>I will never figure out credit ratings myself. I own my own home outright, bought a brand new car on credit and paid it off in 4 years with never a late payment, have no credit cards, may have a late payment or two on utilities but I have never seen them on my credit report, at this point in time all the bad things are long gone off my report but my rating is in the toilet. I cant even get a one of those Buy Later credit lines through PayPal for a 10 dollar product! I think my score is somewhere in the 300's! I get these letters saying I dont have enough revolving credit. Hello...I dont want to spend more than I can afford. Isnt that a good thing? Me and a credit card would be a bad thing. I would like to use that online thing though. I would hate to have to rent anything now. I have no idea how I am going to buy my next car except I guess I will get it through one of those places where they say credit doesnt matter and I hope my current car is worth enough for a decent down payment. Ha Im dreaming...lol</p></blockquote><p></p>
[QUOTE="DammitJanet, post: 584445, member: 1514"] I will never figure out credit ratings myself. I own my own home outright, bought a brand new car on credit and paid it off in 4 years with never a late payment, have no credit cards, may have a late payment or two on utilities but I have never seen them on my credit report, at this point in time all the bad things are long gone off my report but my rating is in the toilet. I cant even get a one of those Buy Later credit lines through PayPal for a 10 dollar product! I think my score is somewhere in the 300's! I get these letters saying I dont have enough revolving credit. Hello...I dont want to spend more than I can afford. Isnt that a good thing? Me and a credit card would be a bad thing. I would like to use that online thing though. I would hate to have to rent anything now. I have no idea how I am going to buy my next car except I guess I will get it through one of those places where they say credit doesnt matter and I hope my current car is worth enough for a decent down payment. Ha Im dreaming...lol [/QUOTE]
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The Watercooler
Apartment search continues and I'm getting nervous.
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