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General Discussions
The Watercooler
bank/money question
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<blockquote data-quote="Lothlorien" data-source="post: 298303" data-attributes="member: 1024"><p>Call the number for the credit card, itself. Let them know that you are having a tough time paying the bill and ask them if they can do anything to help you out. My friend just did that with one company and they gave her 0&#37; interest for one year as long as she made the payment (which they halved her minimum payment). The closed the account, but it will not be a delinquent account on her credit report. Banks are really willing to help people out, because they don't want people to go bankrupt or debt settlement.</p></blockquote><p></p>
[QUOTE="Lothlorien, post: 298303, member: 1024"] Call the number for the credit card, itself. Let them know that you are having a tough time paying the bill and ask them if they can do anything to help you out. My friend just did that with one company and they gave her 0% interest for one year as long as she made the payment (which they halved her minimum payment). The closed the account, but it will not be a delinquent account on her credit report. Banks are really willing to help people out, because they don't want people to go bankrupt or debt settlement. [/QUOTE]
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