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Bankruptcy
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<blockquote data-quote="AnnieO" data-source="post: 273676" data-attributes="member: 6705"><p>MWM, sounds like you guys are really in between a rock and a hard place on this one. 1996, I filed. In 2004 I still could not get a car loan at all, even as cosigner, so the car is in my name and the loan in my Dad's - but it is showing up on my credit report.</p><p> </p><p>I didn't get a ton of card offers. I may be the only person on the planet that doesn't.</p><p> </p><p>Anyway when it dropped off my report in 2006 my credit rating jumped. It's now in the high 700s. Due to keeping current on bills since 1996. I have had 2 late payments since then and both were before 2003. So they don't even show up.</p><p> </p><p>It's good to hear about the "cheap" cars. They wanted to take mine! I was ready though, at the time I had a car where the KBB was $350.</p><p> </p><p>Good luck - I understand very much. But I think you're headed right. Oh, one last thing - keep renting - you <em>will </em>be able to get housing at least! The rental people tend to look at <em>that</em> history above your credit.</p></blockquote><p></p>
[QUOTE="AnnieO, post: 273676, member: 6705"] MWM, sounds like you guys are really in between a rock and a hard place on this one. 1996, I filed. In 2004 I still could not get a car loan at all, even as cosigner, so the car is in my name and the loan in my Dad's - but it is showing up on my credit report. I didn't get a ton of card offers. I may be the only person on the planet that doesn't. Anyway when it dropped off my report in 2006 my credit rating jumped. It's now in the high 700s. Due to keeping current on bills since 1996. I have had 2 late payments since then and both were before 2003. So they don't even show up. It's good to hear about the "cheap" cars. They wanted to take mine! I was ready though, at the time I had a car where the KBB was $350. Good luck - I understand very much. But I think you're headed right. Oh, one last thing - keep renting - you [I]will [/I]be able to get housing at least! The rental people tend to look at [I]that[/I] history above your credit. [/QUOTE]
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