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Bankruptcy??
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<blockquote data-quote="LittleDudesMom" data-source="post: 324310" data-attributes="member: 805"><p>k,</p><p>you wouldn't qualify for Chap 13 because that is for allowing more time to pay debts and you have to have a reliable form of income and cash left over after paying your monthy bills. You would quality for Chap 7 because that eliminates most of your debt. There are some rules in our state regarding the amount of income you have in order to quality for Chap 7, but you would meet those. </p><p> </p><p>The next step is filing - which means you have to fill out the forms (which you can find online at the United States Bankruptcy Court of "our state". You would complete the forms and then mail them to the court (address on the forms) and the filing fee is between $200 and $300. You will be notified by certified letter from the bankruptcy court requesting your presence at a hearing. When attending the proceeding, creditors and the "our state" court appointed trustee will have an opportunity to ask you questions.</p><p> </p><p>Make sure you have all your ducks in a row!</p><p> </p><p>Sharon</p><p>(helped one of our exemployees do this a few years ago)</p></blockquote><p></p>
[QUOTE="LittleDudesMom, post: 324310, member: 805"] k, you wouldn't qualify for Chap 13 because that is for allowing more time to pay debts and you have to have a reliable form of income and cash left over after paying your monthy bills. You would quality for Chap 7 because that eliminates most of your debt. There are some rules in our state regarding the amount of income you have in order to quality for Chap 7, but you would meet those. The next step is filing - which means you have to fill out the forms (which you can find online at the United States Bankruptcy Court of "our state". You would complete the forms and then mail them to the court (address on the forms) and the filing fee is between $200 and $300. You will be notified by certified letter from the bankruptcy court requesting your presence at a hearing. When attending the proceeding, creditors and the "our state" court appointed trustee will have an opportunity to ask you questions. Make sure you have all your ducks in a row! Sharon (helped one of our exemployees do this a few years ago) [/QUOTE]
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