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The Watercooler
Bankruptcy??
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<blockquote data-quote="BusynMember" data-source="post: 324562" data-attributes="member: 1550"><p>We saw a bankrupcy lawyer and are going to eventually file Ch. 7, but wouldn't dare try doing it ourseleves. You can do the class online. I'm not sure how long the classes are, but I didn't get the impression they were for that long. For us, we need to wipe out debts and judgments and can't afford to pay monthly fees...we are struggling enough as it is. </p><p></p><p>I was told to be careful of credit companies. Some are scams. Beware. They make promises they can't deliver. In the end, whether or not you are in terminal debt or file for bankruptcy, you will still have credit problems until you can build it up again. In fact, our lawyer told us it's often better just to start fresh. And he does all sorts of bankruptcy. It's his field.</p></blockquote><p></p>
[QUOTE="BusynMember, post: 324562, member: 1550"] We saw a bankrupcy lawyer and are going to eventually file Ch. 7, but wouldn't dare try doing it ourseleves. You can do the class online. I'm not sure how long the classes are, but I didn't get the impression they were for that long. For us, we need to wipe out debts and judgments and can't afford to pay monthly fees...we are struggling enough as it is. I was told to be careful of credit companies. Some are scams. Beware. They make promises they can't deliver. In the end, whether or not you are in terminal debt or file for bankruptcy, you will still have credit problems until you can build it up again. In fact, our lawyer told us it's often better just to start fresh. And he does all sorts of bankruptcy. It's his field. [/QUOTE]
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