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<blockquote data-quote="LauraH" data-source="post: 761077" data-attributes="member: 22877"><p>Yes, even my husband said it sounds bizarre, and I agree. He's my only child (but he's not my husband's son). Not sure where he got the idea from, but I find it unsettling that it looks like he wants to "cash in" after my death. There might be a small inheritance, if I outlive my husband, but it's nothing really significant, maybe $10 - $15K. But to an addict, even a recovering addict, that's a major windfall. The laughable thing is that my son, who is 32, can't manage his money, has a hard time paying his bills, and owes money all over the place. How he can pay the premiums on a life insurance policy is beyond me, unless he has the money to pay for a year upfront, which I have a hard time believing.</p><p></p><p>I have not decided to agree to this or not, but rest assured, if I do not and he takes out a fraudulent claim on me and I find out about it, I won't hesitate to report him to the authorities, only child or not. When he was a teenager he used one of my credit cards without my knowledge and when I went to dispute the charges I was told that to remove the charges they would need to prosecute my son. I wasn't willing to do that at that time but I emphatically told him that if it happened again I would. He knew I meant it and he never used my card(s) again. Same concept applies here, only there would be no "if it happens again". One and done, should it come to that.</p></blockquote><p></p>
[QUOTE="LauraH, post: 761077, member: 22877"] Yes, even my husband said it sounds bizarre, and I agree. He's my only child (but he's not my husband's son). Not sure where he got the idea from, but I find it unsettling that it looks like he wants to "cash in" after my death. There might be a small inheritance, if I outlive my husband, but it's nothing really significant, maybe $10 - $15K. But to an addict, even a recovering addict, that's a major windfall. The laughable thing is that my son, who is 32, can't manage his money, has a hard time paying his bills, and owes money all over the place. How he can pay the premiums on a life insurance policy is beyond me, unless he has the money to pay for a year upfront, which I have a hard time believing. I have not decided to agree to this or not, but rest assured, if I do not and he takes out a fraudulent claim on me and I find out about it, I won't hesitate to report him to the authorities, only child or not. When he was a teenager he used one of my credit cards without my knowledge and when I went to dispute the charges I was told that to remove the charges they would need to prosecute my son. I wasn't willing to do that at that time but I emphatically told him that if it happened again I would. He knew I meant it and he never used my card(s) again. Same concept applies here, only there would be no "if it happens again". One and done, should it come to that. [/QUOTE]
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