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Beware the credit card companies!
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<blockquote data-quote="hearts and roses" data-source="post: 313293" data-attributes="member: 2211"><p><span style="font-family: 'Comic Sans MS'"><span style="font-size: 15px"><span style="color: darkorchid">Although Obama's administration had their hearts in the right place, because of the delay in the bill going into effect, they have effectively created a loophole with which the CC companies can nail us to the wall quickly before the bill goes into effect.</span></span></span></p><p> </p><p><span style="font-family: 'Comic Sans MS'"><span style="font-size: 15px"><span style="color: darkorchid">I was completely debt free 3 years ago. Now I have a college loan payment every month and a personal loan. I don't carry a lot of debt on my CC's, but it is nice to have one handy for emergencies. Without this CC our dog Sophie would have died last winter because I just didn't have the extra cash lying around to pay the gigantic vet bill!</span></span></span></p><p> </p><p><span style="font-family: 'Comic Sans MS'"><span style="font-size: 15px"><span style="color: darkorchid">Going into this winter with an H who has already had a very slow year, without the security of having a CC handy should an emergency arise, scares the bejeezus out of me. I'm cancelling the card today and I guess I will wait and see if Capital One sends me a similar letter. Ironically, I was going to call Capital One and ask them to lower my rate since Citibanks was only at 9.9% and theirs was at 13%. And considering I've never made a late payment and I always pay more than I owe, I guess I thought it was worth a shot. I guess those days are over and it's back to cash only. If I don't have the cash, the whatever the items are go onto my "wish list". Bah! Christmas will be very slim this year, once again. I sure hope business picks up for H!</span></span></span></p></blockquote><p></p>
[QUOTE="hearts and roses, post: 313293, member: 2211"] [FONT=Comic Sans MS][SIZE=4][COLOR=darkorchid]Although Obama's administration had their hearts in the right place, because of the delay in the bill going into effect, they have effectively created a loophole with which the CC companies can nail us to the wall quickly before the bill goes into effect.[/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=darkorchid][/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=darkorchid]I was completely debt free 3 years ago. Now I have a college loan payment every month and a personal loan. I don't carry a lot of debt on my CC's, but it is nice to have one handy for emergencies. Without this CC our dog Sophie would have died last winter because I just didn't have the extra cash lying around to pay the gigantic vet bill![/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=darkorchid][/COLOR][/SIZE][/FONT] [FONT=Comic Sans MS][SIZE=4][COLOR=darkorchid]Going into this winter with an H who has already had a very slow year, without the security of having a CC handy should an emergency arise, scares the bejeezus out of me. I'm cancelling the card today and I guess I will wait and see if Capital One sends me a similar letter. Ironically, I was going to call Capital One and ask them to lower my rate since Citibanks was only at 9.9% and theirs was at 13%. And considering I've never made a late payment and I always pay more than I owe, I guess I thought it was worth a shot. I guess those days are over and it's back to cash only. If I don't have the cash, the whatever the items are go onto my "wish list". Bah! Christmas will be very slim this year, once again. I sure hope business picks up for H![/COLOR][/SIZE][/FONT] [/QUOTE]
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Beware the credit card companies!
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