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Can we talk about this American Loan thing?
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<blockquote data-quote="Star*" data-source="post: 306238" data-attributes="member: 4964"><p>Daisy - </p><p></p><p>In Ohio (don't know about where you and Flutter are) but there are a NUMBER of programs that are available for FREE to low/no income families. </p><p> </p><p>You have to know where to look. </p><p> </p><p>First of all - you may qualify for the PIP program which I highly recommend to anyone in Ohio that is struggling. Or even not struggling. </p><p> </p><p>Okay - here are a few other things that I have come across as far as electric and weatherization. For those that don't know and if you have some help with the redoing your loan thing you can PM me...thanks. </p><p> </p><p>Each county or surrounding county has a Weatherization project that is funded by the government if you qualify for poverty guidelines. You can Google the words Government Funded Weatherization Program and keep searching - for your county. Sometimes it will be under Community Action Council Weatherization Program for your County. It can - replace insulation, fix broken windows, doors, drafts, water heaters, furnaces, for your home. </p><p> </p><p>There is also an energy loan that you can get which you can be on a fixed 10 year loan at (I think) 13% interest (not the greatest) but the payments are very affordable to replace things in your home if you don't qualify for the Weatherization program. You have to get a contractor to come out and write up an estimate to make your home "energy effecient" from the list of their approved contractors, fill out an on line credit app and then go from there. I'm going to try for that one too. </p><p> </p><p>LIHEAP will help you pay for one fuel bill a year - if you qualify for poverty guidelines. 2 person home in our area can't earn more than 16,000 a year. You must make an appointment and be near a cut off date. </p><p> </p><p>Hope this helps someone if you need specific web addresses or google info I'll try to be more specific later. <img src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" class="smilie smilie--sprite smilie--sprite2" alt=";)" title="Wink ;)" loading="lazy" data-shortname=";)" /></p></blockquote><p></p>
[QUOTE="Star*, post: 306238, member: 4964"] Daisy - In Ohio (don't know about where you and Flutter are) but there are a NUMBER of programs that are available for FREE to low/no income families. You have to know where to look. First of all - you may qualify for the PIP program which I highly recommend to anyone in Ohio that is struggling. Or even not struggling. Okay - here are a few other things that I have come across as far as electric and weatherization. For those that don't know and if you have some help with the redoing your loan thing you can PM me...thanks. Each county or surrounding county has a Weatherization project that is funded by the government if you qualify for poverty guidelines. You can Google the words Government Funded Weatherization Program and keep searching - for your county. Sometimes it will be under Community Action Council Weatherization Program for your County. It can - replace insulation, fix broken windows, doors, drafts, water heaters, furnaces, for your home. There is also an energy loan that you can get which you can be on a fixed 10 year loan at (I think) 13% interest (not the greatest) but the payments are very affordable to replace things in your home if you don't qualify for the Weatherization program. You have to get a contractor to come out and write up an estimate to make your home "energy effecient" from the list of their approved contractors, fill out an on line credit app and then go from there. I'm going to try for that one too. LIHEAP will help you pay for one fuel bill a year - if you qualify for poverty guidelines. 2 person home in our area can't earn more than 16,000 a year. You must make an appointment and be near a cut off date. Hope this helps someone if you need specific web addresses or google info I'll try to be more specific later. :winking: [/QUOTE]
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Can we talk about this American Loan thing?
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