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The Watercooler
Ch. 7 Bankruptcy...Anyone else have to do it?
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<blockquote data-quote="donna723" data-source="post: 405447" data-attributes="member: 1883"><p>I was lucky in that I could have the payments taken from my paycheck and sent to the bankruptcy court. It would have been extremely hard for me to make payments if I had to arrange it myself. I was still working then and my payday was the last day of the month. Payments are due to the court on the first of the month, and they will only accept certified checks, not personal checks. The bank was closed by the time I got home from work - no way to get a certified check. And the federal bankruptcy court for our area is in a town 60 miles from where I live and 90 miles from where I worked. I would have had to take a day off work every month to get a certified check and then drive 60 miles to make the payment. It was so much easier just to have it taken from my check but not everybody can do that. From what they told me, if you pay yourself and you miss payments or are late paying, it can revert - the whole deal is off and you may end up owing the full amount again.</p></blockquote><p></p>
[QUOTE="donna723, post: 405447, member: 1883"] I was lucky in that I could have the payments taken from my paycheck and sent to the bankruptcy court. It would have been extremely hard for me to make payments if I had to arrange it myself. I was still working then and my payday was the last day of the month. Payments are due to the court on the first of the month, and they will only accept certified checks, not personal checks. The bank was closed by the time I got home from work - no way to get a certified check. And the federal bankruptcy court for our area is in a town 60 miles from where I live and 90 miles from where I worked. I would have had to take a day off work every month to get a certified check and then drive 60 miles to make the payment. It was so much easier just to have it taken from my check but not everybody can do that. From what they told me, if you pay yourself and you miss payments or are late paying, it can revert - the whole deal is off and you may end up owing the full amount again. [/QUOTE]
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Ch. 7 Bankruptcy...Anyone else have to do it?
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