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Debit Card Management
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<blockquote data-quote="slsh" data-source="post: 361339" data-attributes="member: 8"><p>SRL - we've never been able to make a debit card work. My *beloved* husband is incapable of keeping track of things - at one point, we bounced 4 checks in 2 months because for some reason he thought the debit card was free money and it wasn't necessary to share with- me when he used it. (We *never* bounce checks, mainly because I'm the one who handles the finances, LOL.) I finally had to take scissors to his card. And don't get me started on ATM cards - he never did grasp the concept that the "current balance" the bank gives you doesn't take into account the outstanding checks. Those cards got chopped up in 1998.</p><p></p><p>Maybe I'm just too old, but I think we'd still get into trouble fast with- a debit card. Heck, it's taken me 22 years just to train husband to write down the darn checks in the register!:check_writer: And that only happened because I threatened to cut him off completely from his beloved checkbook, LOL.</p><p></p><p>I do 99% of my bill paying online, especially since our bank doesn't charge for their online payment system. Saves $$ in terms of stamps, plus it's just a whole lot easier.</p><p></p><p>The cellphone idea sounds like a good one. It might be easier for our kids since they're more device savvy.</p></blockquote><p></p>
[QUOTE="slsh, post: 361339, member: 8"] SRL - we've never been able to make a debit card work. My *beloved* husband is incapable of keeping track of things - at one point, we bounced 4 checks in 2 months because for some reason he thought the debit card was free money and it wasn't necessary to share with- me when he used it. (We *never* bounce checks, mainly because I'm the one who handles the finances, LOL.) I finally had to take scissors to his card. And don't get me started on ATM cards - he never did grasp the concept that the "current balance" the bank gives you doesn't take into account the outstanding checks. Those cards got chopped up in 1998. Maybe I'm just too old, but I think we'd still get into trouble fast with- a debit card. Heck, it's taken me 22 years just to train husband to write down the darn checks in the register!:check_writer: And that only happened because I threatened to cut him off completely from his beloved checkbook, LOL. I do 99% of my bill paying online, especially since our bank doesn't charge for their online payment system. Saves $$ in terms of stamps, plus it's just a whole lot easier. The cellphone idea sounds like a good one. It might be easier for our kids since they're more device savvy. [/QUOTE]
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