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Debit Card Management
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<blockquote data-quote="LittleDudesMom" data-source="post: 361619" data-attributes="member: 805"><p>I don't use a check register with my debit card. I go online every morning. I actually keep a pretty good running average in my mind. In that one account I never let it get below a particular number, a kind of cush.</p><p></p><p>I know that BofA will no longer allow their debit card customers to "charge" over the amount in their checking account like they used to.</p><p></p><p>My difficult child just got his first debit card with the last 10 days. What we do is put his allowance into this savings account (I just transfer it from one of my accounts online) and he puts 1/2 of any of the money he makes (pet sitting or working for his dad) in his savings account. Every now and then we'll transfer $ from his savings to his checking that is linked to his debit card. He knows he doesn't have an unlimited amount of $ to spend in his checking account and that prevents both over drawing and over spending. I have taught him how to set up his internet banking on the computer. Fortunately, since he's a minor, it's also on my online banking page!</p><p></p><p>I think teaching kids early about the new technology of getting your money whenever, wherever, is really important.</p><p></p><p>Sharon</p></blockquote><p></p>
[QUOTE="LittleDudesMom, post: 361619, member: 805"] I don't use a check register with my debit card. I go online every morning. I actually keep a pretty good running average in my mind. In that one account I never let it get below a particular number, a kind of cush. I know that BofA will no longer allow their debit card customers to "charge" over the amount in their checking account like they used to. My difficult child just got his first debit card with the last 10 days. What we do is put his allowance into this savings account (I just transfer it from one of my accounts online) and he puts 1/2 of any of the money he makes (pet sitting or working for his dad) in his savings account. Every now and then we'll transfer $ from his savings to his checking that is linked to his debit card. He knows he doesn't have an unlimited amount of $ to spend in his checking account and that prevents both over drawing and over spending. I have taught him how to set up his internet banking on the computer. Fortunately, since he's a minor, it's also on my online banking page! I think teaching kids early about the new technology of getting your money whenever, wherever, is really important. Sharon [/QUOTE]
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