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Debit Card Management
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<blockquote data-quote="AnnieO" data-source="post: 361808" data-attributes="member: 6705"><p>We actually got a debit card through my bank a year and a half ago for Onyxx. She could not charge over what was already in the account. So far, so good, right?</p><p> </p><p>Wrong.</p><p> </p><p>SOMEONE got the number and charged $3.50 at a vending machine in NJ (I want those vending machines here!!!!!). Because it did not authorize or hit right away, when she used her card again no problem. A MONTH LATER - that $3.50 charge hit, and put her over her limit by $0.25. So they charged her a $10 fee. When I went in to add the money she had earned from working with husband - there it was, -$10.25. So I sent them an email through the site. But somehow I was not authorized to talk to them about it (though it was attached to my accounts). Got husband to call them, and they said too bad, the charge was made. We threw a hissy fit electronically. We do NOT LIVE IN NJ. Onyxx COULD NOT GET THERE easily. It was also on a school day - and she was in school. So. They closed the account and said we were using the card fraudulently.</p><p> </p><p>Be careful if you do not write down all transactions. Check online constantly.</p></blockquote><p></p>
[QUOTE="AnnieO, post: 361808, member: 6705"] We actually got a debit card through my bank a year and a half ago for Onyxx. She could not charge over what was already in the account. So far, so good, right? Wrong. SOMEONE got the number and charged $3.50 at a vending machine in NJ (I want those vending machines here!!!!!). Because it did not authorize or hit right away, when she used her card again no problem. A MONTH LATER - that $3.50 charge hit, and put her over her limit by $0.25. So they charged her a $10 fee. When I went in to add the money she had earned from working with husband - there it was, -$10.25. So I sent them an email through the site. But somehow I was not authorized to talk to them about it (though it was attached to my accounts). Got husband to call them, and they said too bad, the charge was made. We threw a hissy fit electronically. We do NOT LIVE IN NJ. Onyxx COULD NOT GET THERE easily. It was also on a school day - and she was in school. So. They closed the account and said we were using the card fraudulently. Be careful if you do not write down all transactions. Check online constantly. [/QUOTE]
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