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difficult child given credit...we are baffled
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<blockquote data-quote="Nomad" data-source="post: 252301"><p>Janet...</p><p>I suppose difficult child could have a neutral credit score. Perhaps almost all young people have neutral credit.</p><p>It's up in the air whether or not her credit score was checked.</p><p>The manager told husband he would would give anyone with a ss credit number who could breathe "credit." husband pointed through the window to a homeless person in the street and asked if he would give him credit and the manager replied "yes." Obviously, a homeless person would have great difficulty paying back something purchased on credit. Sure, I suppose homeless people and difficult children shouldln't be buying cell phones. (And in our case, we are scrambling to teach difficult child a lesson, setting up to pay it back, and preparing for the possible consequences of it all). However, there is just something a little "off" about the attitude about this store manager. by the way, difficult child did not put down a deposit. She used her drivers license and bus pass as ID, filled out the application (which was a rotten/unfair one) in writing that looked like a third grader wrote it, and after they did a "credit check" with difficult child having no job and no savings and on disability, she was deemed to have "good credit" and given the phone. She was encouraged to apply for the credit and told she had "good credit." Say what? Especially after hearing what that manager said...it concerns me that this store and /or store manager are almost setting people up. Doesn't change alot...we hope to get the debt reduced and difficult child will work toward paying it back.</p></blockquote><p></p>
[QUOTE="Nomad, post: 252301"] Janet... I suppose difficult child could have a neutral credit score. Perhaps almost all young people have neutral credit. It's up in the air whether or not her credit score was checked. The manager told husband he would would give anyone with a ss credit number who could breathe "credit." husband pointed through the window to a homeless person in the street and asked if he would give him credit and the manager replied "yes." Obviously, a homeless person would have great difficulty paying back something purchased on credit. Sure, I suppose homeless people and difficult children shouldln't be buying cell phones. (And in our case, we are scrambling to teach difficult child a lesson, setting up to pay it back, and preparing for the possible consequences of it all). However, there is just something a little "off" about the attitude about this store manager. by the way, difficult child did not put down a deposit. She used her drivers license and bus pass as ID, filled out the application (which was a rotten/unfair one) in writing that looked like a third grader wrote it, and after they did a "credit check" with difficult child having no job and no savings and on disability, she was deemed to have "good credit" and given the phone. She was encouraged to apply for the credit and told she had "good credit." Say what? Especially after hearing what that manager said...it concerns me that this store and /or store manager are almost setting people up. Doesn't change alot...we hope to get the debt reduced and difficult child will work toward paying it back. [/QUOTE]
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difficult child given credit...we are baffled
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