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difficult children and money
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<blockquote data-quote="skeeter" data-source="post: 33842" data-attributes="member: 439"><p>my ex was (and still is) horrible with money. I can't tell you the number of times I took his credit and ATM cards away and cut them up. He never HAD anything to show for what he used the money for, he would nickle and dime it and then I'd see the results at the end of the month. During out divorce, when we were both financing/refinancing houses, the loan officer asked the ex what HE was going to do without ME!!!</p><p></p><p>Luckily, my oldest takes after me (comes from that tight wad German blood in me!) and is a real skin flint. My youngest is the one I'm going to have to watch, he's so absent minded that I know he'll have problems.</p><p></p><p>I think the best thing ever invented is the automatic withdrawal or payment system. I write NO checks for monthly bills (other than what I give to our church) - all of it comes out of the account automatically. And my check is deposited. As is husband's pension. I set the timings on the withdrawals so it's about 5 days after the deposit - then what is left is what we have to use the rest of the month. I also have an amount taken out and put in a separate savings account, treating it just like it's another "bill".</p><p></p><p>I think credit cards are great - if you pay them off every month. Getting behind on them (unless it's a real emergency situation) is what gets a lot of people in deep trouble.</p></blockquote><p></p>
[QUOTE="skeeter, post: 33842, member: 439"] my ex was (and still is) horrible with money. I can't tell you the number of times I took his credit and ATM cards away and cut them up. He never HAD anything to show for what he used the money for, he would nickle and dime it and then I'd see the results at the end of the month. During out divorce, when we were both financing/refinancing houses, the loan officer asked the ex what HE was going to do without ME!!! Luckily, my oldest takes after me (comes from that tight wad German blood in me!) and is a real skin flint. My youngest is the one I'm going to have to watch, he's so absent minded that I know he'll have problems. I think the best thing ever invented is the automatic withdrawal or payment system. I write NO checks for monthly bills (other than what I give to our church) - all of it comes out of the account automatically. And my check is deposited. As is husband's pension. I set the timings on the withdrawals so it's about 5 days after the deposit - then what is left is what we have to use the rest of the month. I also have an amount taken out and put in a separate savings account, treating it just like it's another "bill". I think credit cards are great - if you pay them off every month. Getting behind on them (unless it's a real emergency situation) is what gets a lot of people in deep trouble. [/QUOTE]
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